<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE SEPTEMBER
30, 1997, CONSOLIDATED BALANCE SHEET, AND THE SEPTEMBER 30, 1997, CONSOLIDATED
STATEMENT OF EARNINGS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED> 
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               SEP-30-1997
<CASH>                                          86,651
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    392,411
<INVESTMENTS-CARRYING>                          58,464
<INVESTMENTS-MARKET>                            59,722
<LOANS>                                        600,561
<ALLOWANCE>                                     10,634
<TOTAL-ASSETS>                               1,185,261
<DEPOSITS>                                   1,018,537
<SHORT-TERM>                                    45,000
<LIABILITIES-OTHER>                             23,640
<LONG-TERM>                                        435
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        62,238
<OTHER-SE>                                      35,411
<TOTAL-LIABILITIES-AND-EQUITY>               1,185,261
<INTEREST-LOAN>                                 42,935
<INTEREST-INVEST>                               18,921
<INTEREST-OTHER>                                   219
<INTEREST-TOTAL>                                62,075
<INTEREST-DEPOSIT>                              15,139
<INTEREST-EXPENSE>                              18,255
<INTEREST-INCOME-NET>                           43,820
<LOAN-LOSSES>                                    1,970
<SECURITIES-GAINS>                                  14
<EXPENSE-OTHER>                                 33,047
<INCOME-PRETAX>                                 19,154
<INCOME-PRE-EXTRAORDINARY>                      11,885
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    11,885
<EPS-PRIMARY>                                     0.79
<EPS-DILUTED>                                     0.76
<YIELD-ACTUAL>                                    5.93
<LOANS-NON>                                      4,480
<LOANS-PAST>                                        31
<LOANS-TROUBLED>                                 2,012
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                12,239
<CHARGE-OFFS>                                    3,771
<RECOVERIES>                                       196
<ALLOWANCE-CLOSE>                               10,634
<ALLOWANCE-DOMESTIC>                             7,664
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,970