<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
UNAUDITED CONSOLIDATED BALANCE SHEET AS OF SEPTEMBER 30, 1999 AND THE RELATED
UNAUDITED CONSOLIDATED STATEMENT OF INCOME FOR THE NINE MONTHS ENDED SEPTEMBER
30, 1999 WHICH HAVE BEEN RESTATED AS A RESULT OF POOLING OF INTERESTS.
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               SEP-30-1999
<EXCHANGE-RATE>                                      1
<CASH>                                         796,348
<INT-BEARING-DEPOSITS>                          16,562
<FED-FUNDS-SOLD>                               726,582
<TRADING-ASSETS>                               531,710
<INVESTMENTS-HELD-FOR-SALE>                    844,544
<INVESTMENTS-CARRYING>                       3,368,861
<INVESTMENTS-MARKET>                         3,343,152
<LOANS>                                     12,098,622
<ALLOWANCE>                                    205,926
<TOTAL-ASSETS>                              20,070,668
<DEPOSITS>                                  13,950,115
<SHORT-TERM>                                 3,383,757
<LIABILITIES-OTHER>                            586,588
<LONG-TERM>                                    570,469
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       820,728
<OTHER-SE>                                     720,917
<TOTAL-LIABILITIES-AND-EQUITY>              20,070,668
<INTEREST-LOAN>                                751,200
<INTEREST-INVEST>                              244,778
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                               995,978
<INTEREST-DEPOSIT>                             306,738
<INTEREST-EXPENSE>                             446,003
<INTEREST-INCOME-NET>                          549,975
<LOAN-LOSSES>                                   13,401
<SECURITIES-GAINS>                             (1,335)
<EXPENSE-OTHER>                                491,529
<INCOME-PRETAX>                                234,460
<INCOME-PRE-EXTRAORDINARY>                     151,515
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   151,515
<EPS-BASIC>                                     1.80
<EPS-DILUTED>                                     1.77
<YIELD-ACTUAL>                                    4.27
<LOANS-NON>                                     47,800
<LOANS-PAST>                                    32,515
<LOANS-TROUBLED>                                   883
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               212,557
<CHARGE-OFFS>                                   33,902
<RECOVERIES>                                    13,869
<ALLOWANCE-CLOSE>                              205,926
<ALLOWANCE-DOMESTIC>                           187,079
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         18,846