Filed Pursuant to Rule 424(b)(3)
Registration No. 333-90772
$642,998,100 (APPROXIMATE)
SEQUOIA MORTGAGE TRUST 8
MORTGAGE PASS-THROUGH CERTIFICATES
SEQUOIA RESIDENTIAL FUNDING, INC.
DEPOSITOR
DECEMBER 9, 2002
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SECURITY PRICE PAID PRICE RECEIVED
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SEQUOIA MORTGAGE TRUST 8 100.9375% 100.0640%
CLASS B-2 CERTIFICATES
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SEQUOIA MORTGAGE TRUST 8 96.5625% 96.2680%
CLASS B-3 CERTIFICATES
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THE ABOVE REFERENCED SECURITIES ARE BEING SOLD BY REDWOOD TRUST, INC.,
PARENT OF THE DEPOSITOR, AT THE PRICES SET FORTH ABOVE TO ACACIA CDO 1, LTD., AN
EXEMPTED COMPANY INCORPORATED UNDER THE LAWS OF THE CAYMAN ISLANDS ("ACACIA 1")
FOR PLEDGE BY IT TO WELLS FARGO BANK MINNESOTA, NATIONAL ASSOCIATION, AS TRUSTEE
UNDER AN INDENTURE DATED AS OF DECEMBER 10, 2002, AMONG ACACIA 1, ACACIA CDO 1,
INC. AND THE TRUSTEE.
COMPANY CONTACT
ANDREW SIRKIS
(415) 389-7373
andy@redwoodtrust.com
The prospectus supplement dated July 26, 2002, should be read in its
entirety by anyone considering an investment in the Securities being
offered by Redwood Trust, Inc.
CONSIDER CAREFULLY THE RISK FACTORS BEGINNING ON PAGE 13 OF THE
PROSPECTUS SUPPLEMENT.
THE INVESTMENTS REFERRED TO ABOVE ARE NOT INSURED OR GUARANTEED BY ANY
GOVERNMENTAL AGENCY. OFFERS OF THESE SECURITIES ARE MADE BY PROSPECTUS.
NEITHER THE SECURITIES AND EXCHANGE COMMISSION NOR ANY STATE SECURITIES
COMMISSION HAS APPROVED OR DISPROVED THESE SECURITIES OR DETERMINED
IF THE PROSPECTUS SUPPLEMENT DATED JULY 26, 2002 OR THIS PROSPECTUS
SUPPLEMENT ARE ACCURATE OR COMPLETE. ANY REPRESENTATION TO THE CONTRARY IS A
CRIMINAL OFFENSE.
Supplement dated December 9, 2002
to the Prospectus Supplement dated July 26, 2002