Exhibit 99.3
PO Box 84013
Columbus GA 31908-4013
Tel. 800.784.5566
[GREENPOINT MORTGAGE LOGO]
TO: RWT HOLDINGS, INC.
Re: Annual Statement as to Compliance by the Seller
Pursuant to Section 6.04 of the Mortgage Loan Flow Purchase, Sale, and
Servicing Agreement between GreenPoint Mortgage Funding, Inc. as Seller (the
"Seller") and RWT Holdings, Inc. as Purchaser, dated as of August 1, 2002 (the
"Agreement"), the undersigned officer of the Seller, hereby certifies as to the
following:
(i) a review of the activities of the Seller during the calendar year
ended December 31, 2004 (the "Applicable Period") and of the Seller's
performance under the Agreement has been made under the direct supervision
of the undersigned officer; and
(ii) to the best knowledge of the undersigned officer, based on such
review, the Seller has fulfilled all of its obligations under the Agreement
throughout the Applicable Period, and there has been no known default in
the fulfillment of the Seller's obligations throughout such Applicable
Period.
Very Truly Yours
GREENPOINT MORTGAGE
FUNDING, INC.
as Seller
/s/ Roy Briggs
-----------------------
Name: Roy Briggs
Title: Vice President
AVISO IMPORTANTE PARA LAS PERSONAS HABLA ESPANOL
Si usted no entiendo el contenido de esta carta por favor
obtonga una traduccion immediamente
-----------------------------------------------------------------
2300 BROOKSTONE CENTRE PKWY COLUMBUS GA 31904
CUSTOMER SERVICE HOURS: MONDAY - FRIDAY, 8:30 AM - 8:00 PM, EASTERN
WWW.GREENPOINTSERVICE.COM