<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM THE FINANCIAL STATEMENTS CONTAINED IN THE CORPORATIONS'S 1999 ANNUAL REPORT AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> DEC-31-1999 <CASH> 809,961 <INT-BEARING-DEPOSITS> 9,135 <FED-FUNDS-SOLD> 71,100 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 1,868,003 <INVESTMENTS-CARRYING> 142,868 <INVESTMENTS-MARKET> 139,102 <LOANS> 12,524,039 <ALLOWANCE> 161,418 <TOTAL-ASSETS> 16,681,022 <DEPOSITS> 12,877,952 <SHORT-TERM> 503,977 <LIABILITIES-OTHER> 653,532 <LONG-TERM> 801,792 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 127,049 <OTHER-SE> 1,715,681 <TOTAL-LIABILITIES-AND-EQUITY> 16,681,022 <INTEREST-LOAN> 1,008,114 <INTEREST-INVEST> 102,808 <INTEREST-OTHER> 24,789 <INTEREST-TOTAL> 1,135,711 <INTEREST-DEPOSIT> 368,621 <INTEREST-EXPENSE> 446,877 <INTEREST-INCOME-NET> 688,834 <LOAN-LOSSES> 55,262 <SECURITIES-GAINS> 16 <EXPENSE-OTHER> 535,075 <INCOME-PRETAX> 296,129 <INCOME-PRE-EXTRAORDINARY> 172,378 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 172,378 <EPS-BASIC> 1.39 <EPS-DILUTED> 1.38 <YIELD-ACTUAL> 7.84 <LOANS-NON> 77,294 <LOANS-PAST> 18,022 <LOANS-TROUBLED> 21,033 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 158,294 <CHARGE-OFFS> 61,545 <RECOVERIES> 10,432 <ALLOWANCE-CLOSE> 161,418 <ALLOWANCE-DOMESTIC> 93,565 <ALLOWANCE-FOREIGN> 850 <ALLOWANCE-UNALLOCATED> 67,003