<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM THE FINANCIAL
STATEMENTS CONTAINED IN THE CORPORATIONS'S 1999 ANNUAL REPORT AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1

                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               DEC-31-1999
<CASH>                                         809,961
<INT-BEARING-DEPOSITS>                           9,135
<FED-FUNDS-SOLD>                                71,100
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,868,003
<INVESTMENTS-CARRYING>                         142,868
<INVESTMENTS-MARKET>                           139,102
<LOANS>                                     12,524,039
<ALLOWANCE>                                    161,418
<TOTAL-ASSETS>                              16,681,022
<DEPOSITS>                                  12,877,952
<SHORT-TERM>                                   503,977
<LIABILITIES-OTHER>                            653,532
<LONG-TERM>                                    801,792
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       127,049
<OTHER-SE>                                   1,715,681
<TOTAL-LIABILITIES-AND-EQUITY>              16,681,022
<INTEREST-LOAN>                              1,008,114
<INTEREST-INVEST>                              102,808
<INTEREST-OTHER>                                24,789
<INTEREST-TOTAL>                             1,135,711
<INTEREST-DEPOSIT>                             368,621
<INTEREST-EXPENSE>                             446,877
<INTEREST-INCOME-NET>                          688,834
<LOAN-LOSSES>                                   55,262
<SECURITIES-GAINS>                                  16
<EXPENSE-OTHER>                                535,075
<INCOME-PRETAX>                                296,129
<INCOME-PRE-EXTRAORDINARY>                     172,378
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   172,378
<EPS-BASIC>                                       1.39
<EPS-DILUTED>                                     1.38
<YIELD-ACTUAL>                                    7.84
<LOANS-NON>                                     77,294
<LOANS-PAST>                                    18,022
<LOANS-TROUBLED>                                21,033
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               158,294
<CHARGE-OFFS>                                   61,545
<RECOVERIES>                                    10,432
<ALLOWANCE-CLOSE>                              161,418
<ALLOWANCE-DOMESTIC>                            93,565
<ALLOWANCE-FOREIGN>                                850
<ALLOWANCE-UNALLOCATED>                         67,003