<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
REGISTRANT'S FINANCIAL STATEMENTS AND RELATED NOTES CONTAINED IN FORM 10-K AS
FILED HEREWITH, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS AND RELATED NOTES.
</LEGEND>
<MULTIPLIER> 1,000,000

                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               DEC-31-1999
<CASH>                                           3,835
<SECURITIES>                                    69,730
<RECEIVABLES>                                    8,558
<ALLOWANCES>                                         0
<INVENTORY>                                        844
<CURRENT-ASSETS>                                     0
<PP&E>                                           1,903
<DEPRECIATION>                                       0
<TOTAL-ASSETS>                                 131,416
<CURRENT-LIABILITIES>                                0
<BONDS>                                          2,465
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             8
<OTHER-SE>                                      57,753
<TOTAL-LIABILITY-AND-EQUITY>                   131,416
<SALES>                                          5,918
<TOTAL-REVENUES>                                20,349
<CGS>                                            4,065
<TOTAL-COSTS>                                   19,803
<OTHER-EXPENSES>                                     0
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                                 134
<INCOME-PRETAX>                                  2,450
<INCOME-TAX>                                       852
<INCOME-CONTINUING>                              1,557
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,557
<EPS-BASIC>                                    1,025
<EPS-DILUTED>                                    1,025