<ARTICLE> 9
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          53,267
<INT-BEARING-DEPOSITS>                             265
<FED-FUNDS-SOLD>                                 5,300
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    719,621
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      3,784,686
<ALLOWANCE>                                   (58,864)
<TOTAL-ASSETS>                               5,201,814
<DEPOSITS>                                     554,312
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                             86,068
<LONG-TERM>                                  3,815,842
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           812
<OTHER-SE>                                     744,780
<TOTAL-LIABILITIES-AND-EQUITY>               5,201,814
<INTEREST-LOAN>                                257,462
<INTEREST-INVEST>                               57,419
<INTEREST-OTHER>                                   479
<INTEREST-TOTAL>                               315,360
<INTEREST-DEPOSIT>                               6,104
<INTEREST-EXPENSE>                             197,650
<INTEREST-INCOME-NET>                          117,710
<LOAN-LOSSES>                                   12,108
<SECURITIES-GAINS>                               4,406
<EXPENSE-OTHER>                                136,233
<INCOME-PRETAX>                                101,699
<INCOME-PRE-EXTRAORDINARY>                      95,086
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    95,086
<EPS-BASIC>                                     1.35
<EPS-DILUTED>                                     1.33
<YIELD-ACTUAL>                                    9.70
<LOANS-NON>                                     93,510
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                53,880
<CHARGE-OFFS>                                    8,832
<RECOVERIES>                                     1,708
<ALLOWANCE-CLOSE>                               58,864
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0