EXHIBIT 23.3

               CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS

We have issued our report dated January 22, 2001, accompanying the consolidated
financial statements of IndyMac Bancorp, Inc. and Subsidiaries and we have
issued our report dated March 10, 2000, accompanying the consolidated financial
statements of IndyMac, Inc. and Subsidiaries appearing in the 2001 Annual Report
of IndyMac Bancorp, Inc. to its shareholders included in the Annual Report on
Form 10-K for the year ended December 31, 2001 which are incorporated by
reference in this Registration Statement. We consent to the incorporation by
reference in the Registration Statement of the aforementioned reports.


/s/ Grant Thornton LLP


Los Angeles, California
July 26, 2002