I, William G. Papesh, principal executive officer of the WM Variable Trust (the "Funds"), certify that: 1. The Form N-CSR of the Funds for the period ended June 30, 2003 fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and 2. The information contained in the Form N-CSR of the Funds for the period ended June 30, 2003 fairly presents, in all material respects, the financial condition and results of operations of the Funds. Date: August 29, 2003 /s/________________ William G. Papesh President and Chief Executive Officer Principal Executive Officer I, John T. West, principal financial officer of the WM Variable Trust (the "Funds"), certify that: 1. The Form N-CSR of the Funds for the period ended June 30, 2003 fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and 2. The information contained in the Form N-CSR of the Funds for the period ended June 30, 2003 fairly presents, in all material respects, the financial condition and results of operations of the Funds. Date: August 29, 2003 /s/________________ John T. West Treasurer and Chief Financial Officer Principal Financial Officer