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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                   FORM 10-Q/A

              QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 OF THE
                         SECURITIES EXCHANGE ACT OF 1934


                  For the quarterly period ended March 31, 1998


             Securities and Exchange Commission File Number 0-25722



                                HF BANCORP, INC.

             (Exact name of registrant as specified in its charter)

DELAWARE                                             33-0576146
(State or other jurisdiction                         (I.R.S. Employer I.D. No.)
Of incorporation or organization)


                 445 E. Florida Avenue, Hemet, California 92543
                    (Address of principal executive offices)


       Registrant's telephone number, including area code: (909) 658-4411




         Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter period that the
registrant was required to file such reports), and (2) has been subject to such
filing requirements for the past 90 days.
         Yes  x   No
             ---     ---

                      APPLICABLE ONLY TO CORPORATE ISSUERS:


         Indicate the number of shares outstanding of each of the issuer's
classes of common stock, as of the latest practicable date.

         There were 6,331,206 shares of the Registrant's common stock
outstanding as of May 12, 1998.