<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
REGISTRANT'S FINANCIAL STATEMENTS AND RELATED NOTES CONTAINED IN FORM 10-Q AS
FILED HEREWITH, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS AND RELATED NOTES.
</LEGEND>
<MULTIPLIER> 1,000,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               JUN-30-1999
<CASH>                                           4,229
<SECURITIES>                                    69,349
<RECEIVABLES>                                    8,058
<ALLOWANCES>                                         0
<INVENTORY>                                        752
<CURRENT-ASSETS>                                     0
<PP&E>                                           1,667
<DEPRECIATION>                                       0
<TOTAL-ASSETS>                                 125,166
<CURRENT-LIABILITIES>                                0
<BONDS>                                          2,594
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             8
<OTHER-SE>                                      58,033
<TOTAL-LIABILITY-AND-EQUITY>                   125,166
<SALES>                                          2,769
<TOTAL-REVENUES>                                 9,001
<CGS>                                            1,931
<TOTAL-COSTS>                                    8,320
<OTHER-EXPENSES>                                     0
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                                  65
<INCOME-PRETAX>                                  1,747
<INCOME-TAX>                                       618
<INCOME-CONTINUING>                              1,113
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,113
<EPS-BASIC>                                      733
<EPS-DILUTED>                                      733