<ARTICLE> 9 <CIK> 0000046267 <NAME> HAWTHORNE FINANCIAL CORP. <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> SEP-30-1999 <CASH> 121,217 <INT-BEARING-DEPOSITS> 100 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 0 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 1,457,120 <ALLOWANCE> 22,694 <TOTAL-ASSETS> 1,597,291 <DEPOSITS> 1,093,493 <SHORT-TERM> 0 <LIABILITIES-OTHER> 12,636 <LONG-TERM> 399,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 53 <OTHER-SE> 92,109 <TOTAL-LIABILITIES-AND-EQUITY> 1,597,291 <INTEREST-LOAN> 94,956 <INTEREST-INVEST> 4,269 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 99,225 <INTEREST-DEPOSIT> 37,880 <INTEREST-EXPENSE> 54,641 <INTEREST-INCOME-NET> 44,584 <LOAN-LOSSES> 9,000 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 24,158 <INCOME-PRETAX> 17,357 <INCOME-PRE-EXTRAORDINARY> 17,357 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 10,072 <EPS-BASIC> 1.91 <EPS-DILUTED> 1.30 <YIELD-ACTUAL> 8.75 <LOANS-NON> 26,393 <LOANS-PAST> 0 <LOANS-TROUBLED> 36,441 <LOANS-PROBLEM> 65,938 <ALLOWANCE-OPEN> 17,111 <CHARGE-OFFS> 3,417 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 22,694 <ALLOWANCE-DOMESTIC> 22,694 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0