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                                                                      EXHIBIT 99


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PRESS RELEASE
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                  FARMERS NATIONAL BANC CORP.
                  20 S. Broad Street,  Canfield, OH 44406
Contact:          Frank L. Paden, President & Secretary
Phone:            330-533-3341
FAX:              330-533-0451

FOR IMMEDIATE RELEASE:  JANUARY 6, 2000

         FARMERS NATIONAL BANC CORP. ANNOUNCES STOCK REPURCHASE PROGRAM

Frank L. Paden, President of Farmers National Banc Corp., Canfield, Ohio
announced that the Company's Board of Directors has adopted a Stock Repurchase
Program. Under this Stock Repurchase Program, the Company is authorized to
repurchase shares of its outstanding common stock in open market transactions at
prevailing market prices or in privately negotiated transactions at times deemed
appropriate. Mr. Paden stated that "the Board's action was based on its
conclusion that the ability to implement a stock repurchase program will help
the company enhance the value of its common stock for its shareholders along
with giving management a tool to strategically manage the corporation's capital
position. In addition, the repurchase of its common stock at the current market
price is beneficial to the company and its continuing shareholders."

The company intends to make all repurchases in compliance with applicable
regulatory guidelines and to administer the plan in accordance the applicable
securities and other laws, including Rule 10b-18 of the Securities Exchange Act
of 1934, as amended.

Farmers National Banc Corp. is the parent company for the Farmers National Bank
of Canfield, a locally owned community bank with eleven offices in Mahoning and
Columbiana counties.

Additional information regarding the corporation and the products and services
offered by Farmers National Bank can be found at the bank's Website located at
www.fnbcanfield.com. Farmers National Banc Corp. stock is traded on the OTC
Bulletin Board under the symbol FMNB.

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