<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM HUNTINGTON
BANCSHARES INCORPORATED'S FORM 10 K, ITEM 8, FOR THE YEAR ENDED DECEMBER 31,
1999, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER>                    1,000

                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               DEC-31-1999
<CASH>                                       1,208,004
<INT-BEARING-DEPOSITS>                           6,558
<FED-FUNDS-SOLD>                                20,877
<TRADING-ASSETS>                                 7,975
<INVESTMENTS-HELD-FOR-SALE>                  4,870,203
<INVESTMENTS-CARRYING>                          18,765
<INVESTMENTS-MARKET>                            18,662
<LOANS>                                     20,810,160
<ALLOWANCE>                                    299,309
<TOTAL-ASSETS>                              29,036,953
<DEPOSITS>                                  19,792,603
<SHORT-TERM>                                 2,121,989
<LIABILITIES-OTHER>                            688,178
<LONG-TERM>                                    697,677
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                     2,284,956
<OTHER-SE>                                   (102,600)
<TOTAL-LIABILITIES-AND-EQUITY>              29,036,953
<INTEREST-LOAN>                              1,693,379
<INTEREST-INVEST>                              314,061
<INTEREST-OTHER>                                18,562
<INTEREST-TOTAL>                             2,026,002
<INTEREST-DEPOSIT>                             639,605
<INTEREST-EXPENSE>                             984,240
<INTEREST-INCOME-NET>                        1,041,762
<LOAN-LOSSES>                                   88,447
<SECURITIES-GAINS>                              12,972
<EXPENSE-OTHER>                                912,119
<INCOME-PRETAX>                                614,771
<INCOME-PRE-EXTRAORDINARY>                     614,771
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   422,074
<EPS-BASIC>                                       1.83
<EPS-DILUTED>                                     1.82
<YIELD-ACTUAL>                                    4.11
<LOANS-NON>                                     81,740
<LOANS-PAST>                                    61,287
<LOANS-TROUBLED>                                 1,330
<LOANS-PROBLEM>                                 63,218
<ALLOWANCE-OPEN>                               290,948
<CHARGE-OFFS>                                  112,291
<RECOVERIES>                                    32,205
<ALLOWANCE-CLOSE>                              299,309
<ALLOWANCE-DOMESTIC>                           251,340
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         47,969