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EXHIBIT NO. 21.1
SUBSIDIARIES OF THE CORPORATION
Name of Subsidiary State of Incorporation
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The First National Bank of Zanesville National banking association
422 Main Street under the laws of the
Zanesville, OH 43701 United States
BFOH Capital Trust I Statutory business trust
422 Main Street under the laws of the
Zanesville, OH 43701 State of Delaware
The First National Bank of Zanesville operates under the name of First National
Bank in Muskingum County, Ohio and under the divisional name of Bank First
National outside of Muskingum County.