1
OHIO CASUALTY GROUP EXHIBIT 28
SCHEDULE P-PART 1 - SUMMARY
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 19,863,106 559,696
1990 1,462,962,148 24,961,247 1,438,000,901 862,809,967 10,797,833
1991 1,495,615,389 26,560,767 1,469,054,622 902,934,546 36,330,317
1992 1,550,273,214 32,683,713 1,517,589,501 925,540,128 23,746,360
1993 1,423,123,140 43,696,082 1,379,427,058 832,988,208 9,052,231
1994 1,342,790,625 45,133,158 1,297,657,467 807,695,844 6,172,001
1995 1,305,588,605 41,012,065 1,264,576,540 718,799,814 3,027,196
1996 1,253,886,669 30,533,833 1,223,352,836 747,330,222 -2,019,669
1997 1,236,434,526 32,169,379 1,204,265,147 621,027,251 -9,904,300
1998 1,321,641,601 53,814,016 1,267,827,585 601,977,764 -12,916,442
1999 1,660,202,634 105,894,483 1,554,308,151 545,112,324 19,311,062
TOTAL XXXX XXXX XXXX 7,586,079,173 84,156,284
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 4,190,408 82,172 1,527,340 0 741,332
1990 79,062,668 772,300 67,709,652 -11,775 35,229,116
1991 76,424,858 2,037,655 67,769,244 -37,105 34,545,940
1992 75,577,413 1,157,169 73,664,266 -35,041 36,110,094
1993 66,048,770 924,970 67,480,713 -114,426 28,982,021
1994 57,258,077 -405,837 72,244,140 -326,974 29,288,956
1995 46,516,316 -882,405 67,109,209 -700,728 28,032,020
1996 41,227,812 -1,711,373 74,537,609 -1,610,736 26,974,279
1997 23,335,296 -2,470,998 65,866,144 -2,883,083 26,915,505
1998 5,433,684 -1,884,221 74,137,883 -3,182,758 24,209,430
1999 3,381,301 194,210 72,099,838 165,884 9,581,325
TOTAL 478,456,606 -2,186,358 704,146,038 -8,736,743 280,610,018
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 24,938,987 XXXX
1990 998,023,930 XXXX
1991 1,008,797,781 XXXX
1992 1,049,913,320 XXXX
1993 956,654,915 XXXX
1994 931,758,871 XXXX
1995 830,981,277 XXXX
1996 868,437,422 XXXX
1997 725,487,072 XXXX
1998 699,532,752 XXXX
1999 600,922,307 XXXX
TOTAL 8,695,448,634 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 121,035,137 41,654,091 29,631,868 966,850
1990 23,413,010 5,836,300 6,984,511 360,210
1991 18,954,255 1,258,373 10,464,735 596,682
1992 24,259,527 2,059,758 10,381,905 639,204
1993 26,046,639 3,115,468 10,363,706 667,472
1994 28,472,267 2,789,315 9,625,308 938,033
1995 39,535,964 6,420,546 11,092,098 1,288,021
1996 63,599,166 7,189,425 16,822,440 2,158,435
1997 98,850,242 15,123,947 33,198,413 4,649,053
1998 133,348,703 16,519,364 104,450,800 13,079,830
1999 272,491,651 14,258,250 260,618,377 29,467,348
TOTAL 850,006,560 116,224,834 503,634,161 54,811,138
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 5,407,047 646,724 23,993,628 70,832
1990 2,089,104 229,378 4,902,579 29,860
1991 2,611,130 262,934 6,496,926 40,677
1992 2,739,185 283,114 5,490,656 73,485
1993 3,349,333 358,014 4,818,360 116,774
1994 4,600,642 454,795 3,257,360 227,870
1995 6,498,535 629,460 4,610,917 489,573
1996 9,484,647 1,023,846 7,136,816 927,560
1997 17,281,205 1,811,459 12,845,450 1,650,393
1998 28,357,954 2,704,812 16,706,721 2,283,835
1999 41,659,802 3,077,141 19,144,695 2,429,285
TOTAL 124,078,584 11,481,677 109,404,107 8,340,145
SALVAGE & TOTAL NET NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 10,116,298 1,441,655 1,257,723 145,403,825 XXXX
1990 1,576,415 179,439 574,275 32,330,431 XXXX
1991 1,699,928 71,083 756,696 37,997,225 XXXX
1992 2,038,792 89,735 1,064,861 41,764,769 XXXX
1993 2,071,352 150,793 896,538 42,240,870 XXXX
1994 2,015,516 165,989 1,185,678 43,395,092 XXXX
1995 2,668,878 297,096 1,554,840 55,281,695 XXXX
1996 5,153,387 440,913 2,475,729 90,456,277 XXXX
1997 8,305,435 894,560 4,268,467 146,351,332 XXXX
1998 14,901,516 1,456,046 6,785,118 261,721,807 XXXX
1999 32,682,092 2,214,177 14,230,609 575,150,416 XXXX
TOTAL 83,229,607 7,401,486 35,050,534 1,472,093,738 XXXX
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1990 1,048,547,906 18,193,545 1,030,354,361
1991 1,087,355,622 40,560,616 1,046,795,006
1992 1,119,691,871 28,013,783 1,091,678,089
1993 1,013,167,081 14,271,295 998,895,785
1994 985,169,154 10,015,192 975,153,963
1995 896,831,731 10,568,758 886,262,972
1996 965,292,099 6,398,400 958,893,700
1997 880,709,435 8,871,031 871,838,404
1998 979,315,025 18,060,466 961,254,559
1999 1,247,190,080 71,117,357 1,176,072,723
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1990 71.7 72.9 71.7 0 0
1991 72.7 152.7 71.3 0 0
1992 72.2 85.7 71.9 0 0
1993 71.2 32.7 72.4 0 0
1994 73.4 22.2 75.1 0 0
1995 68.7 25.8 70.1 0 0
1996 77.0 21.0 78.4 0 0
1997 71.2 27.6 72.4 0 0
1998 74.1 33.6 75.8 0 0
1999 75.1 67.2 75.7 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
LOSS EXPENSES
ACC/YR LOSSES UNPAID UNPAID
PRIOR XXXX 108,046,064 37,357,761
1990 0.0 24,201,010 8,129,421
1991 0.0 27,563,936 10,433,289
1992 0.0 31,942,470 9,822,299
1993 0.0 32,627,406 9,613,464
1994 0.0 34,370,227 9,024,865
1995 0.0 42,919,496 12,362,199
1996 0.0 71,073,746 19,382,531
1997 0.0 112,275,655 34,075,677
1998 0.0 208,200,310 53,521,497
1999 0.0 489,384,430 85,765,986
TOTAL XXXX 1,182,604,748 289,488,990
75
2
OHIO CASUALTY GROUP
SCHEDULE P-PART 1A - HOMEOWNERS
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 111,767 0
1990 172,691,271 2,320,885 170,370,386 114,516,457 378,204
1991 180,475,310 3,102,136 177,373,174 145,995,024 20,000,494
1992 187,626,381 3,099,967 184,526,414 138,451,981 6,593,491
1993 176,137,420 8,407,961 167,729,459 127,785,391 494,000
1994 167,093,737 9,016,379 158,077,358 136,681,810 91,905
1995 169,545,732 8,427,980 161,117,752 110,159,281 0
1996 170,607,856 4,977,843 165,630,013 155,496,101 31,317
1997 172,710,473 6,175,490 166,534,984 107,658,845 3,724
1998 184,421,391 6,621,418 177,799,973 124,720,645 66,250
1999 188,472,844 7,018,963 181,453,880 109,935,373 771
TOTAL XXXX XXXX XXXX 1,271,512,674 27,660,155
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 59,785 0 584 0 10,183
1990 5,796,514 179 4,579,111 0 1,904,195
1991 6,163,357 287,977 5,507,004 0 1,426,591
1992 7,211,165 618,218 9,469,920 0 1,741,605
1993 7,318,510 4,165 9,107,451 0 1,423,562
1994 7,448,177 595 10,871,345 0 1,734,073
1995 5,677,613 0 8,409,858 0 1,101,969
1996 7,002,933 0 12,290,368 0 1,110,811
1997 3,300,438 0 9,529,500 0 883,405
1998 348,452 0 12,174,088 376 776,071
1999 90,296 0 11,764,033 0 236,708
TOTAL 50,417,239 911,135 93,703,261 376 12,349,172
NUMBER OF
CLAIMS
REPORTED
(1) TOTAL NET PAID (13)
ACC/YR (12) DIR & ASSUMED
PRIOR 172,136 XXXX
1990 124,513,698 65,037
1991 137,376,914 66,257
1992 147,921,357 67,905
1993 143,713,187 67,902
1994 154,908,831 72,563
1995 124,246,751 55,006
1996 174,758,085 73,274
1997 120,485,059 48,309
1998 137,176,558 53,911
1999 121,788,932 48,179
TOTAL 1,387,061,507 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 243,536 2,000 -3,573 0
1990 152,928 0 14,372 0
1991 150,587 13,197 -11,659 0
1992 495,210 1 -32,800 0
1993 306,165 5,000 286,589 0
1994 804,792 0 -104,557 0
1995 1,204,226 3 -40,694 0
1996 1,741,814 2,450 154,935 8,387
1997 3,510,702 10,000 1,017,232 41,933
1998 6,332,017 0 1,005,204 50,320
1999 26,807,711 0 8,572,467 318,692
TOTAL 41,749,688 32,651 10,857,517 419,331
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 49,819 23 10,642 317
1990 30,036 17 20,249 238
1991 44,145 29 13,302 396
1992 68,781 46 21,283 633
1993 184,470 143 294,313 1,981
1994 300,111 257 140,139 3,565
1995 533,530 457 256,628 6,339
1996 733,604 628 364,565 8,715
1997 1,400,517 1,200 638,792 16,639
1998 1,667,282 1,428 748,591 19,808
1999 1,733,973 1,485 770,480 20,600
TOTAL 6,746,267 5,713 3,278,985 79,231
SALVAGE & TOTAL NET NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 5,509 37 3,573 303,555 13
1990 8,273 0 4,360 225,603 9
1991 4,697 243 11,659 187,208 11
1992 14,911 0 32,800 566,705 14
1993 84,140 92 61,245 1,148,462 13
1994 32,170 0 135,739 1,168,833 34
1995 52,448 0 107,567 1,999,339 50
1996 86,211 352 194,859 3,060,595 108
1997 174,524 1,721 304,965 6,670,276 243
1998 271,966 1,844 562,134 9,951,660 587
1999 1,154,070 11,680 666,882 38,686,245 5,936
TOTAL 1,888,918 15,969 2,085,783 63,968,480 7,018
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1990 125,117,940 378,638 124,739,302
1991 157,866,457 20,302,336 137,564,122
1992 155,700,451 7,212,389 148,488,062
1993 145,367,029 505,381 144,861,649
1994 156,173,986 96,322 156,077,664
1995 126,252,888 6,799 126,246,090
1996 177,870,530 51,850 177,818,680
1997 127,230,551 75,216 127,155,334
1998 147,268,244 140,026 147,128,219
1999 160,828,404 353,227 160,475,176
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1990 72.5 16.3 73.2 0 0
1991 87.5 654.5 77.6 0 0
1992 83.0 232.7 80.5 0 0
1993 82.5 6.0 86.4 0 0
1994 93.5 1.1 98.7 0 0
1995 74.5 0.1 78.4 0 0
1996 104.3 1.0 107.4 0 0
1997 73.7 1.2 76.4 0 0
1998 79.9 2.1 82.7 0 0
1999 85.3 5.0 88.4 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(35) (36) (37)
(1) LOSS EXPENSES
ACC/YR LOSSES UNPAID UNPAID
PRIOR XXXX 237,963 65,592
1990 0.0 167,300 58,303
1991 0.0 125,731 61,477
1992 0.0 462,409 104,296
1993 0.0 587,754 560,708
1994 0.0 700,235 468,598
1995 0.0 1,163,529 835,810
1996 0.0 1,885,912 1,174,683
1997 0.0 4,476,001 2,194,274
1998 0.0 7,286,902 2,664,759
1999 0.0 35,061,487 3,624,758
TOTAL XXXX 52,155,223 11,813,257
76
3
SCHEDULE P-PART 1B - PRIVATE PASSENGER AUTO
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 3,781,837 2,123,773
1990 333,396,443 6,675,812 326,720,631 255,543,243 2,323,461
1991 339,450,775 6,390,994 333,059,781 246,256,051 2,367,647
1992 362,947,213 7,108,258 355,838,955 263,552,417 2,576,308
1993 334,285,756 12,196,407 322,089,349 250,237,999 4,212,776
1994 320,149,419 12,617,186 307,532,233 236,728,467 2,121,143
1995 305,098,094 7,698,429 297,399,665 221,037,800 -1,157,170
1996 290,090,509 7,674,484 282,416,025 197,738,910 -7,108,429
1997 286,421,257 9,267,645 277,153,612 160,293,609 -16,889,158
1998 312,015,418 19,374,078 292,641,340 129,224,207 -17,240,926
1999 331,778,954 31,610,874 300,168,080 97,177,821 7,800,081
TOTAL XXXX XXXX XXXX 2,061,572,361 -18,870,492
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 206,233 65,893 347,873 0 135,844
1990 13,946,954 -21,709 24,781,891 -11,775 5,896,792
1991 14,429,333 -68,625 23,000,844 -37,105 4,902,041
1992 16,704,658 -73,626 22,845,529 -35,041 5,006,764
1993 15,951,939 -212,474 21,451,242 -114,426 5,635,005
1994 14,509,766 -558,230 22,407,462 -326,974 4,665,364
1995 12,795,844 -970,390 21,856,674 -700,728 4,777,149
1996 9,295,975 -1,813,251 23,363,411 -1,610,736 3,798,636
1997 3,903,770 -2,788,640 19,100,174 -2,883,083 3,890,842
1998 236,891 -1,936,996 19,009,032 -3,287,608 3,147,425
1999 716,036 166,080 16,690,088 96,593 824,937
TOTAL 102,697,397 -8,211,969 214,854,219 -8,910,883 42,680,800
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 2,146,276 XXXX
1990 291,982,111 61,389
1991 281,424,312 57,898
1992 300,634,963 60,081
1993 283,755,304 54,985
1994 272,409,756 53,281
1995 258,518,605 49,233
1996 240,930,712 48,056
1997 205,858,434 46,973
1998 170,935,660 50,221
1999 106,521,190 51,804
TOTAL 2,415,117,322 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 14,464,903 11,772,732 1,199,431 252,422
1990 605,852 220,736 487,006 105,176
1991 2,708,692 1,223,143 590,544 126,211
1992 3,130,575 942,353 605,352 149,911
1993 3,069,915 796,183 548,017 149,911
1994 7,420,288 2,762,273 1,474,394 391,957
1995 10,383,422 3,161,678 2,470,537 734,133
1996 24,698,494 6,952,355 4,301,961 1,500,244
1997 46,209,780 13,626,531 10,070,277 3,685,407
1998 67,794,180 15,538,309 38,817,180 11,525,598
1999 90,229,763 7,328,196 98,962,718 26,137,375
TOTAL 270,715,864 64,324,489 159,527,417 44,758,347
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 379,465 117,745 246,410 52,493
1990 117,175 32,707 82,218 22,048
1991 158,174 45,790 108,035 27,027
1992 248,483 65,414 185,411 55,616
1993 463,953 130,828 328,552 88,192
1994 745,938 196,242 562,939 170,688
1995 1,417,839 327,069 1,172,470 412,480
1996 2,835,677 654,138 2,344,941 824,960
1997 5,064,932 1,177,449 4,168,189 1,456,129
1998 7,573,217 1,831,587 6,073,931 2,041,223
1999 8,048,682 1,962,415 6,419,944 2,141,429
TOTAL 27,053,534 6,541,384 21,693,040 7,292,286
SALVAGE & TOTAL NET NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 1,060,749 596,441 108,855 4,559,125 169
1990 78,338 18,707 58,113 971,216 22
1991 228,798 69,487 63,599 2,302,585 32
1992 267,868 56,615 108,925 3,167,779 61
1993 252,929 49,679 164,109 3,448,572 102
1994 612,615 161,021 229,243 7,133,993 188
1995 863,438 198,871 350,873 11,473,474 333
1996 2,000,818 421,153 557,239 25,829,039 803
1997 3,645,169 851,654 1,141,354 48,361,178 1,635
1998 7,149,086 1,404,239 1,820,043 95,066,637 3,967
1999 12,624,133 1,924,096 1,982,462 176,791,729 16,451
TOTAL 28,783,941 5,751,964 6,584,815 379,105,326 23,763
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1990 295,642,677 2,689,350 292,953,327
1991 287,480,472 3,753,576 283,726,897
1992 307,540,292 3,737,550 303,802,742
1993 292,304,545 5,100,669 287,203,876
1994 284,461,869 4,918,120 279,543,749
1995 271,998,022 2,005,944 269,992,079
1996 266,580,186 -179,564 266,759,751
1997 252,455,900 -1,763,711 254,219,612
1998 275,877,725 9,875,427 266,002,297
1999 330,869,185 47,556,266 283,312,919
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1990 88.7 40.3 89.7 0 0
1991 84.7 58.7 85.2 0 0
1992 84.7 52.6 85.4 0 0
1993 87.4 41.8 89.2 0 0
1994 88.9 39.0 90.9 0 0
1995 89.2 26.1 90.8 0 0
1996 91.9 -2.3 94.5 0 0
1997 88.1 -19.0 91.7 0 0
1998 88.4 51.0 90.9 0 0
1999 99.7 150.4 94.4 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
LOSS EXPENSES
ACC/YR LOSSES UNPAID UNPAID
PRIOR XXXX 3,639,180 919,945
1990 0.0 766,946 204,269
1991 0.0 1,949,882 352,703
1992 0.0 2,643,662 524,116
1993 0.0 2,671,837 776,734
1994 0.0 5,740,452 1,393,541
1995 0.0 8,958,147 2,515,326
1996 0.0 20,547,855 5,281,184
1997 0.0 38,968,119 9,393,058
1998 0.0 79,547,453 15,519,185
1999 0.0 155,726,910 21,064,818
TOTAL XXXX 321,160,445 57,944,881
77
4
OHIO CASUALTY GROUP
SCHEDULE P-PART 1C - COMMERCIAL AUTO
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 422,852 376,179
1990 123,518,477 3,020,941 120,497,536 77,076,118 891,307
1991 130,823,468 3,059,789 127,763,679 80,700,456 706,087
1992 135,772,129 3,261,305 132,510,824 80,204,387 1,933,769
1993 129,920,600 4,227,838 125,692,762 75,907,083 1,040,566
1994 124,061,161 4,326,619 119,734,542 88,533,585 1,563,365
1995 118,167,750 3,897,033 114,270,717 70,284,867 1,940,464
1996 111,494,112 3,041,823 108,452,289 62,675,756 2,362,304
1997 108,150,971 2,584,990 105,565,981 54,908,762 1,247,703
1998 107,482,733 2,436,283 105,046,450 37,810,412 941,972
1999 133,335,676 5,439,317 127,896,359 24,509,274 731,990
TOTAL XXXX XXXX XXXX 653,033,553 13,735,707
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 58,787 0 41,324 0 9,755
1990 6,464,978 15,302 6,224,801 0 774,873
1991 6,777,888 8,280 6,233,811 0 705,100
1992 7,161,743 17,459 5,696,232 0 1,120,934
1993 7,272,745 251,005 5,503,574 0 711,452
1994 7,339,662 40,479 6,668,985 0 763,953
1995 5,333,593 25,861 6,277,512 0 715,487
1996 4,014,854 127,103 6,269,164 0 528,430
1997 2,370,680 1,181 5,721,871 0 662,425
1998 566,235 0 5,687,478 0 374,264
1999 311,170 0 4,485,713 9,501 219,626
TOTAL 47,672,337 486,669 58,810,465 9,501 6,586,299
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 146,784 XXXX
1990 88,859,288 13,345
1991 92,997,788 13,265
1992 91,111,135 13,837
1993 87,391,832 13,771
1994 100,938,388 13,933
1995 79,929,647 12,351
1996 70,470,368 12,447
1997 61,752,430 11,697
1998 43,122,153 11,088
1999 28,564,665 12,021
TOTAL 745,284,478 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,957,110 1,103,875 1,394,252 2,676
1990 1,076,934 66,290 192,348 1,338
1991 820,186 0 402,094 1,338
1992 374,228 0 338,344 2,230
1993 1,821,063 60,669 681,852 2,230
1994 2,388,402 5,000 336,675 2,230
1995 3,728,931 96,071 978,451 8,028
1996 8,402,585 204,010 1,801,617 20,069
1997 14,341,019 135,172 5,337,373 49,057
1998 16,268,594 171,487 14,832,304 115,953
1999 27,123,005 772,548 32,802,246 240,826
TOTAL 78,302,057 2,615,122 59,097,555 445,974
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 65,543 2,314 763,493 461
1990 57,350 2,025 69,211 403
1991 90,121 3,182 231,293 634
1992 123,129 4,339 148,947 864
1993 164,015 5,785 202,012 1,152
1994 327,715 11,570 225,163 2,304
1995 630,850 22,273 435,864 4,436
1996 958,565 33,843 660,500 6,740
1997 1,597,608 56,406 1,099,562 11,234
1998 2,871,298 89,671 1,744,863 17,859
1999 2,633,103 57,852 1,182,275 11,522
TOTAL 9,519,297 289,260 6,763,183 57,608
SALVAGE & TOTAL NET NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 378,378 48,782 3,088 3,400,668 27
1990 85,384 3,003 3,327 1,408,167 4
1991 115,901 90 6,689 1,654,352 15
1992 60,123 151 9,811 1,037,187 12
1993 157,165 2,822 7,693 2,953,449 28
1994 161,984 369 14,667 3,418,465 52
1995 285,962 4,768 27,301 5,924,483 86
1996 657,525 10,336 39,555 12,205,793 192
1997 1,229,000 9,264 117,451 23,343,429 420
1998 1,951,651 15,380 125,422 37,258,361 774
1999 3,579,815 50,279 277,466 66,187,417 2,866
TOTAL 8,662,887 145,244 632,470 158,791,771 4,476
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1990 91,247,123 979,669 90,267,454
1991 95,371,751 719,611 94,652,141
1992 94,107,133 1,958,811 92,148,322
1993 91,709,509 1,364,228 90,345,281
1994 105,982,171 1,625,318 104,356,853
1995 87,956,031 2,101,900 85,854,131
1996 85,440,565 2,764,405 82,676,160
1997 86,605,875 1,510,016 85,095,859
1998 81,732,835 1,352,321 80,380,514
1999 96,626,602 1,874,519 94,752,083
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1990 73.9 32.4 74.9 0 0
1991 72.9 23.5 74.1 0 0
1992 69.3 60.1 69.5 0 0
1993 70.6 32.3 71.9 0 0
1994 85.4 37.6 87.2 0 0
1995 74.4 53.9 75.1 0 0
1996 76.6 90.9 76.2 0 0
1997 80.1 58.4 80.6 0 0
1998 76.0 55.5 76.5 0 0
1999 72.5 34.5 74.1 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
LOSS EXPENSES
ACC/YR LOSSES UNPAID UNPAID
PRIOR XXXX 2,244,811 1,155,857
1990 0.0 1,201,654 206,513
1991 0.0 1,220,942 433,410
1992 0.0 710,342 326,845
1993 0.0 2,440,017 513,432
1994 0.0 2,717,847 700,618
1995 0.0 4,603,283 1,321,200
1996 0.0 9,980,123 2,225,670
1997 0.0 19,494,163 3,849,267
1998 0.0 30,813,458 6,444,903
1999 0.0 58,911,877 7,275,540
TOTAL XXXX 134,338,516 24,453,255
78
5
SCHEDULE P-PART 1D - WORKERS COMPENSATION
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX 0 0 10,672,688 -3,889,015
1990 220,036,820 3,333,416 216,703,404 155,991,791 1,091,985
1991 219,109,861 3,143,510 215,966,351 143,941,152 442,239
1992 213,577,106 2,909,054 210,668,052 123,685,879 35,427
1993 185,737,510 2,443,331 183,294,179 95,010,841 90,206
1994 153,211,860 1,955,046 151,256,814 67,153,345 1,500
1995 143,658,352 1,654,337 142,004,015 59,025,258 0
1996 124,749,682 592,288 124,157,394 47,475,442 237,887
1997 103,906,558 422,962 103,483,596 40,725,759 0
1998 101,505,174 1,169,564 100,335,609 27,572,314 980,302
1999 208,122,405 12,349,044 195,773,361 13,363,942 108,348
TOTAL XXXX XXXX XXXX 784,618,411 -901,122
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 602,253 738 991,581 0 337,736
1990 13,805,219 3,716 5,970,311 0 4,940,192
1991 13,016,100 24,319 6,057,220 0 3,729,393
1992 9,558,147 1,921 6,888,795 0 3,705,051
1993 6,489,032 8,517 5,365,151 0 1,553,625
1994 4,560,309 1,696 4,370,188 0 1,595,103
1995 3,790,500 692 4,779,858 0 998,806
1996 3,452,228 1,650 4,142,097 0 633,980
1997 2,984,897 0 4,213,836 0 575,701
1998 1,590,613 104,464 4,288,631 0 197,456
1999 1,219,235 11,607 4,944,464 0 101,332
TOTAL 61,068,534 159,320 52,012,133 0 18,368,376
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 16,154,799 XXXX
1990 174,671,621 32,855
1991 162,547,914 28,103
1992 140,095,474 24,652
1993 106,766,302 17,631
1994 76,080,647 13,958
1995 67,594,923 11,821
1996 54,830,230 10,837
1997 47,924,492 10,023
1998 32,366,792 9,519
1999 19,407,686 21,396
TOTAL 898,440,880 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 91,821,969 27,759,014 11,240,530 703,365
1990 18,439,672 5,549,259 3,924,581 244,649
1991 11,932,090 0 6,079,179 428,135
1992 16,859,197 1,090,372 5,241,199 428,135
1993 13,800,581 1,231,584 5,313,479 428,135
1994 11,594,830 0 4,803,257 428,135
1995 16,346,527 3,140,747 4,892,487 428,135
1996 11,881,131 0 4,723,123 428,135
1997 13,460,737 73,110 6,118,861 550,459
1998 16,737,341 479,587 20,778,555 764,527
1999 51,489,785 1,408,760 51,133,235 1,284,405
TOTAL 274,363,860 40,732,432 124,248,486 6,116,214
2
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 2,540,411 468,936 1,794,740 1,141
1990 1,006,752 177,483 615,752 475
1991 1,080,491 185,912 608,594 523
1992 1,131,784 186,573 544,159 571
1993 1,109,337 178,807 486,882 571
1994 1,064,443 163,273 372,327 571
1995 1,153,147 176,879 403,354 618
1996 1,241,851 190,485 434,381 666
1997 1,774,072 272,122 620,544 951
1998 4,593,938 435,395 992,871 1,522
1999 8,814,411 544,244 1,241,089 1,902
TOTAL 25,510,636 2,980,108 8,114,693 9,509
SALVAGE & TOTAL NET NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 2,828,247 785,990 826,723 80,507,452 811
1990 634,224 157,223 367,152 18,491,892 117
1991 527,430 309 415,552 19,612,906 126
1992 599,693 31,133 569,359 22,639,248 129
1993 503,462 35,150 376,025 19,339,495 136
1994 451,434 309 433,347 17,694,003 118
1995 641,520 89,167 473,704 19,601,488 154
1996 578,931 309 630,697 18,239,822 221
1997 761,118 2,506 797,551 21,836,186 378
1998 1,481,898 853 866,103 42,902,719 716
1999 5,165,479 1,038 1,476,836 114,603,651 5,201
TOTAL 14,173,436 1,103,987 7,233,049 395,468,861 8,107
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1990 200,388,303 7,224,789 193,163,513
1991 183,242,256 1,081,437 182,160,819
1992 164,508,854 1,774,132 162,734,721
1993 128,078,765 1,972,968 126,105,797
1994 94,370,133 595,483 93,774,650
1995 91,032,650 3,836,239 87,196,411
1996 73,929,184 859,132 73,070,052
1997 70,659,826 899,148 69,760,678
1998 78,036,160 2,766,649 75,269,511
1999 137,371,639 3,360,303 134,011,336
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1990 91.1 216.7 89.1 0 0
1991 83.6 34.4 84.3 0 0
1992 77.0 61.0 77.2 0 0
1993 69.0 80.7 68.8 0 0
1994 61.6 30.5 62.0 0 0
1995 63.4 231.9 61.4 0 0
1996 59.3 145.1 58.9 0 0
1997 68.0 212.6 67.4 0 0
1998 76.9 236.6 75.0 0 0
1999 66.0 27.2 68.5 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
LOSS EXPENSES
ACC/YR LOSSES UNPAID UNPAID
PRIOR XXXX 74,600,120 5,907,332
1990 0.0 16,570,345 1,921,547
1991 0.0 17,583,134 2,029,772
1992 0.0 20,581,889 2,057,359
1993 0.0 17,454,342 1,885,153
1994 0.0 15,969,952 1,724,051
1995 0.0 17,670,132 1,931,356
1996 0.0 16,176,119 2,063,702
1997 0.0 18,956,030 2,880,156
1998 0.0 36,271,782 6,630,937
1999 0.0 99,929,855 14,673,796
TOTAL XXXX 351,763,700 43,705,161
79
6
OHIO CASUALTY GROUP
SCHEDULE P-PART 1E - COMMERCIAL MULTI-PERIL
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 1,687,091 49,300
1990 109,609,476 2,062,177 107,547,299 50,395,454 1,783,294
1991 125,345,866 2,460,164 122,885,702 65,125,150 4,939,604
1992 147,343,234 4,565,315 142,777,919 98,167,824 8,776,556
1993 146,366,198 5,672,668 140,693,530 81,621,731 135,217
1994 143,239,939 6,537,857 136,702,082 83,096,210 790,434
1995 139,601,917 6,742,565 132,859,352 71,227,120 189,151
1996 136,835,193 4,550,420 132,284,773 81,479,124 667,493
1997 142,019,235 4,984,286 137,034,949 72,996,043 4,687,793
1998 156,599,795 5,866,941 150,732,854 79,031,642 1,380,841
1999 237,845,104 13,316,781 224,528,323 79,918,195 78,497
TOTAL XXXX XXXX XXXX 764,745,583 23,478,180
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,051,803 0 35,288 0 11,457
1990 9,497,730 18,100 3,382,333 0 1,718,874
1991 10,181,185 107,587 4,296,419 0 5,037,630
1992 12,033,011 84,104 5,517,812 0 2,639,725
1993 10,922,999 89,650 5,227,312 0 1,544,327
1994 9,541,522 226,653 5,586,953 0 2,062,609
1995 7,910,713 0 5,387,989 0 1,620,689
1996 7,307,183 0 5,577,124 0 1,687,028
1997 4,676,345 193,699 5,030,966 0 1,104,925
1998 1,376,118 8,880 7,802,064 31,581 1,028,773
1999 692,774 473 7,814,752 10,797 438,403
TOTAL 75,191,384 729,144 55,659,012 42,378 18,894,441
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 2,724,883 XXXX
1990 61,474,124 13,474
1991 74,555,564 15,820
1992 106,857,988 19,236
1993 97,547,175 19,613
1994 97,207,598 19,664
1995 84,336,670 17,105
1996 93,695,939 18,063
1997 77,821,862 15,536
1998 86,788,522 17,121
1999 88,335,954 19,932
TOTAL 871,346,278 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 5,284,226 150,705 4,104,704 7,067
1990 730,296 0 397,962 7,067
1991 578,048 0 900,189 14,134
1992 461,997 5,000 880,995 24,735
1993 2,004,175 0 1,834,060 53,003
1994 2,403,697 0 2,495,579 79,504
1995 2,279,227 3 2,482,905 79,504
1996 7,388,479 0 4,813,835 150,174
1997 9,889,385 697,500 6,247,578 203,177
1998 14,509,307 102,609 17,139,178 406,353
1999 36,284,429 1,643,273 36,620,964 742,037
TOTAL 81,813,266 2,599,090 77,917,948 1,766,754
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 911,501 44,787 7,166,441 13,254
1990 246,179 9,734 514,774 4,820
1991 425,130 15,450 1,021,552 9,037
1992 453,856 11,918 603,522 12,050
1993 645,312 15,152 799,545 18,075
1994 1,196,032 23,036 1,036,513 36,149
1995 1,594,710 30,715 1,380,839 48,199
1996 1,993,387 38,394 1,824,421 60,249
1997 3,588,097 69,108 3,133,004 108,448
1998 6,749,827 88,305 3,947,614 138,572
1999 11,578,247 97,904 4,424,633 153,635
TOTAL 29,382,278 444,502 25,852,858 602,488
SALVAGE & TOTAL NET NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 1,770,045 9,386 1,941 19,011,717 423
1990 81,327 329 2,981 1,948,589 9
1991 49,171 657 11,884 2,934,811 9
1992 70,634 1,243 11,204 2,416,058 23
1993 188,133 2,464 33,058 5,382,532 44
1994 228,549 3,697 54,659 7,217,985 70
1995 221,307 3,697 70,889 7,796,871 113
1996 632,847 6,983 147,516 16,397,170 232
1997 816,568 22,199 285,836 22,574,200 389
1998 1,633,481 18,894 691,112 43,224,674 822
1999 3,341,675 58,910 1,653,031 89,554,189 4,090
TOTAL 9,033,737 128,458 2,964,111 218,458,795 6,224
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1990 65,246,056 1,823,343 63,422,713
1991 82,576,844 5,086,469 77,490,375
1992 118,189,651 8,915,606 109,274,046
1993 103,243,268 313,561 102,929,707
1994 105,585,056 1,159,473 104,425,583
1995 92,484,811 351,269 92,133,542
1996 111,016,401 923,292 110,093,109
1997 106,377,985 5,981,923 100,396,061
1998 132,189,231 2,176,035 130,013,196
1999 180,675,668 2,785,525 177,890,142
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1990 59.5 88.4 59.0 0 0
1991 65.9 206.8 63.1 0 0
1992 80.2 195.3 76.5 0 0
1993 70.5 5.5 73.2 0 0
1994 73.7 17.7 76.4 0 0
1995 66.2 5.2 69.3 0 0
1996 81.1 20.3 83.2 0 0
1997 74.9 120.0 73.3 0 0
1998 84.4 37.1 86.3 0 0
1999 76.0 20.9 79.2 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
LOSS EXPENSES
ACC/YR LOSSES UNPAID UNPAID
PRIOR XXXX 9,231,158 9,780,560
1990 0.0 1,121,191 827,398
1991 0.0 1,464,103 1,470,708
1992 0.0 1,313,257 1,102,801
1993 0.0 3,785,233 1,597,299
1994 0.0 4,819,772 2,398,213
1995 0.0 4,682,625 3,114,246
1996 0.0 12,052,139 4,345,031
1997 0.0 15,236,286 7,337,914
1998 0.0 31,139,523 12,085,150
1999 0.0 70,520,083 19,034,106
TOTAL XXXX 155,365,370 63,093,425
80
7
OHIO CASUALTY GROUP
SCHEDULE P-PART 1G - BOILER & MACHINERY
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX 0 0
1990 57,628 85,408 94,811 62,034
1991 271,065 213,756 57,309 82,738 70,799
1992 225,513 183,902 41,611 326,539 260,881
1993 36,594 43,445 -6,851 0 0
1994 18,241 16,879 1,362 9,366 2,238
1995 32,924 30,389 2,535 0 0
1996 49,025 48,882 143 5,068 5,068
1997 59,177 59,177 0 0 0
1998 158,676 100,924 57,752 18,400 100,366
1999 1,299,794 572,638 727,156 374,520 9,550
TOTAL XXXX XXXX XXXX 911,443 510,936
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0 0
1990 669 0 0 0 0
1991 12,530 0 0 0 0
1992 0 0 0 0 0
1993 0 0 0 0 0
1994 209 0 0 0 0
1995 0 0 0 0 0
1996 0 0 0 0 0
1997 0 0 0 0 0
1998 0 0 10 0 0
1999 6,316 0 0 0 0
TOTAL 19,725 0 10 0 0
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 0 XXXX
1990 33,447 XXXX
1991 24,470 XXXX
1992 65,659 XXXX
1993 0 XXXX
1994 7,338 XXXX
1995 0 XXXX
1996 0 XXXX
1997 0 XXXX
1998 -81,956 XXXX
1999 371,286 XXXX
TOTAL 420,242 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0
1990 0 0 0 0
1991 0 0 0 0
1992 0 0 0 0
1993 0 0 0 0
1994 0 0 0 0
1995 0 0 0 0
1996 0 0 0 0
1997 0 0 0 0
1998 10 0 0 0
1999 12,800 0 0 0
TOTAL 12,810 0 0 0
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0
1990 0 0 0 0
1991 0 0 0 0
1992 0 0 0 0
1993 0 0 0 0
1994 0 0 0 0
1995 0 0 0 0
1996 0 0 0 0
1997 0 0 0 0
1998 0 0 0 0
1999 0 0 0 0
TOTAL 0 0 0 0
SALVAGE & TOTAL NET NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 0 0 0 0 0
1990 0 0 0 0 0
1991 0 0 0 0 0
1992 0 0 0 0 0
1993 0 0 0 0 0
1994 0 0 0 0 0
1995 0 0 0 0 0
1996 0 0 0 0 0
1997 0 0 0 0 0
1998 0 0 0 10 1
1999 0 0 0 12,800 3
TOTAL 0 0 0 12,810 4
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1990 95,480 62,034 33,447
1991 95,268 70,799 24,470
1992 326,539 260,881 65,659
1993 0 0 0
1994 9,576 2,238 7,338
1995 0 0 0
1996 5,068 5,068 0
1997 0 0 0
1998 18,420 100,366 -81,946
1999 393,636 9,550 384,086
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1990 66.8 107.6 39.2 0 0
1991 35.1 33.1 42.7 0 0
1992 144.8 141.9 157.8 0 0
1993 0.0 0.0 0.0 0 0
1994 52.5 13.3 538.7 0 0
1995 0.0 0.0 0.0 0 0
1996 10.3 10.4 0.0 0 0
1997 0.0 0.0 0.0 0 0
1998 11.6 99.4 -141.9 0 0
1999 30.3 1.7 52.8 0 0
TOTAL XXXX XXXX XXXX 0.00 0.00
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
LOSS EXPENSES
ACC/YR LOSSES UNPAID UNPAID
PRIOR XXXX 0 0
1990 0.0 0 0
1991 0.0 0 0
1992 0.0 0 0
1993 0.0 0 0
1994 0.0 0 0
1995 0.0 0 0
1996 0.0 0 0
1997 0.0 0 0
1998 0.0 10 0
1999 0.0 12,800 0
TOTAL XXXX 12,810 0
81
8
OHIO CASUALTY GROUP
SCHEDULE P-PART 1H(1) - GENERAL LIABILITY (OCCURENCE)
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 1,791,775 0
1990 140,819,473 2,495,606 138,323,867 51,043,535 2,866,669
1991 128,769,170 2,252,476 126,516,694 47,675,501 1,685,068
1992 120,598,579 2,154,696 118,443,883 44,982,261 2,351,930
1993 111,023,544 1,962,492 109,061,052 38,574,556 2,442,683
1994 112,505,526 1,992,713 110,512,813 35,484,133 1,781,399
1995 111,545,266 1,892,511 109,652,755 25,103,814 0
1996 104,751,105 1,051,089 103,700,016 24,247,993 664,133
1997 98,938,574 726,289 98,212,286 18,770,823 200,000
1998 97,295,206 2,244,509 95,050,697 10,720,732 0
1999 143,447,468 9,199,234 134,248,234 8,397,133 2,250,000
TOTAL XXXX XXXX XXXX 306,792,255 14,241,881
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 691,234 0 132,396 0 16,236
1990 19,570,119 692,428 8,501,458 0 720,315
1991 15,312,958 116,612 8,252,430 0 678,185
1992 14,162,724 3,072 6,058,940 0 1,259,972
1993 11,508,782 440,215 5,065,429 0 627,682
1994 8,860,582 61,927 5,913,972 0 468,700
1995 6,330,003 0 3,800,940 0 431,397
1996 5,921,443 21,274 5,384,378 0 450,675
1997 3,448,199 137,276 3,326,303 0 500,370
1998 955,601 0 3,069,343 0 226,512
1999 122,537 7,823 2,757,058 0 114,935
TOTAL 86,884,183 1,480,627 52,262,646 0 5,494,979
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 2,615,405 XXXX
1990 75,556,015 8,046
1991 69,439,209 7,474
1992 62,848,923 7,171
1993 52,265,869 6,792
1994 48,415,361 6,596
1995 35,234,757 5,730
1996 34,868,408 5,578
1997 25,208,049 5,074
1998 14,745,675 4,587
1999 9,018,905 3,928
TOTAL 430,216,576 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 4,201,221 15,015 11,726,523 1,285
1990 1,769,389 15 2,026,395 1,928
1991 2,046,900 0 2,590,692 3,213
1992 2,554,247 0 3,394,277 6,426
1993 4,442,605 1,000,000 1,704,551 6,426
1994 3,743,732 0 665,993 6,426
1995 4,184,412 3 493,673 6,426
1996 8,134,554 0 1,513,463 19,277
1997 8,297,442 1,500 5,447,282 77,108
1998 8,618,621 62,500 13,220,727 154,215
1999 12,521,494 2,437,500 32,666,911 359,372
TOTAL 60,514,617 3,516,533 75,450,486 642,100
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 929,333 10,291 13,927,276 2,307
1990 396,516 5,145 3,555,898 1,154
1991 536,978 10,290 4,463,169 2,307
1992 458,871 10,290 3,924,657 2,307
1993 544,666 20,580 2,629,698 4,615
1994 822,468 51,448 831,552 11,537
1995 989,331 61,737 858,023 13,844
1996 1,400,669 87,461 1,325,677 19,613
1997 3,302,872 205,791 2,878,884 46,148
1998 3,903,004 205,791 2,702,509 46,148
1999 7,583,749 360,134 4,555,221 80,589
TOTAL 20,868,455 1,028,958 41,652,564 230,571
SALVAGE & TOTAL NET NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 3,914,866 1,018 70,990 34,669,302 188
1990 651,833 174 21,180 8,391,615 67
1991 727,818 290 25,277 10,349,457 59
1992 1,004,657 580 44,727 11,317,106 100
1993 850,094 60,572 32,826 9,079,422 101
1994 520,676 580 45,346 6,514,431 105
1995 534,847 580 63,977 6,977,695 169
1996 1,107,730 1,739 122,906 13,354,003 248
1997 1,539,593 7,054 134,493 21,128,473 367
1998 2,143,818 13,912 206,625 30,106,113 516
1999 4,048,743 167,417 218,207 57,971,105 1,137
TOTAL 17,044,676 253,914 986,554 209,858,721 3,057
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1990 87,515,142 3,567,512 83,947,630
1991 81,606,446 1,817,780 79,788,666
1992 76,540,634 2,374,605 74,166,029
1993 65,320,382 3,975,090 61,345,292
1994 56,843,108 1,913,316 54,929,792
1995 42,295,041 82,590 42,212,451
1996 49,035,907 813,496 48,222,410
1997 47,011,399 674,877 46,336,522
1998 45,334,355 482,566 44,851,789
1999 72,652,844 5,662,835 66,990,010
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1990 62.1 143.0 60.7 0 0
1991 63.4 80.7 63.1 0 0
1992 63.5 110.2 62.6 0 0
1993 58.8 202.6 56.2 0 0
1994 50.5 96.0 49.7 0 0
1995 37.9 4.4 38.5 0 0
1996 46.8 77.4 46.5 0 0
1997 47.5 92.9 47.2 0 0
1998 46.6 21.5 47.2 0 0
1999 50.6 61.6 49.9 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
LOSS EXPENSES
ACC/YR LOSSES UNPAID UNPAID
PRIOR XXXX 15,911,444 18,757,858
1990 0.0 3,793,841 4,597,774
1991 0.0 4,634,380 5,715,077
1992 0.0 5,942,098 5,375,008
1993 0.0 5,140,731 3,938,692
1994 0.0 4,403,299 2,111,132
1995 0.0 4,671,656 2,306,039
1996 0.0 9,628,740 3,725,263
1997 0.0 13,666,116 7,462,357
1998 0.0 21,622,633 8,483,480
1999 0.0 42,391,533 15,579,572
TOTAL XXXX 131,806,470 78,052,252
82
9
OHIO CASUALTY GROUP
SCHEDULE P-PART 1H2 - GENERAL LIABILITY (CLAIMS MADE)
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 0 0
1990 15,331 198 15,133 0 0
1991 49,676 606 49,070 0 0
1992 108,651 1,326 107,325 0 0
1993 137,578 1,728 135,850 60,000 0
1994 158,192 2,025 156,167 20,192 0
1995 395,268 108,203 287,065 255,868 0
1996 807,258 290,207 517,051 40,126 0
1997 1,010,179 369,462 640,717 43,736 0
1998 1,156,442 439,750 716,691 3,324 0
1999 1,686,026 937,820 748,206 36,108 0
TOTAL XXXX XXXX XXXX 459,354 0
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE
PAYMENTS PAYMENTS
(1) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0
1990 0 0 0 0
1991 0 0 0 0
1992 0 0 0 0
1993 23,077 0 25,830 0
1994 256,325 0 29,324 0
1995 177,225 0 50,137 0
1996 25,401 0 840 0
1997 30,115 0 1,849 0
1998 4,600 0 0 0
1999 11,191 0 56 0
TOTAL 527,934 0 108,035 0
SALVAGE & NUMBER OF
SUBROGATION CLAIMS
RECEIVED TOTAL NET PAID REPORTED
(1) (11) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 0 0 XXXX
1990 0 0 0
1991 0 0 0
1992 0 0 0
1993 0 108,907 0
1994 0 305,841 9
1995 0 483,230 32
1996 250 66,367 42
1997 1,183 75,699 23
1998 0 7,924 8
1999 0 47,355 36
TOTAL 1,433 1,095,323 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 217 18
1990 0 0 325 26
1991 0 0 542 44
1992 0 0 1,084 88
1993 0 0 1,084 88
1994 0 0 1,084 88
1995 0 0 1,084 88
1996 20,000 0 3,252 264
1997 0 0 13,007 1,056
1998 44,120 0 26,014 2,112
1999 56,426 0 60,700 4,927
TOTAL 120,546 0 108,393 8,799
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 234 0 311 31
1990 117 0 156 15
1991 234 0 311 31
1992 234 0 311 31
1993 467 0 623 62
1994 1,169 0 1,556 155
1995 1,402 0 1,868 185
1996 1,987 0 2,646 263
1997 4,674 0 6,225 618
1998 4,674 0 6,225 618
1999 8,180 0 10,894 1,082
TOTAL 23,372 0 31,125 3,091
UNALLOCATED SALVAGE & TOTAL NET NUMBER OF
LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 17 2 0 729 0
1990 25 2 0 579 0
1991 42 4 0 1,050 0
1992 84 8 0 1,586 0
1993 84 8 0 2,100 0
1994 84 8 0 3,643 0
1995 84 8 0 4,157 0
1996 2,046 23 0 29,381 1
1997 1,008 91 0 23,150 0
1998 5,603 182 0 83,725 2
1999 5,977 434 0 135,743 15
TOTAL 15,033 757 0 285,842 18
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1990 623 44 579
1991 1,129 79 1,050
1992 1,713 126 1,586
1993 111,165 157 111,007
1994 309,734 250 309,484
1995 487,668 281 487,387
1996 96,297 549 95,748
1997 100,614 1,765 98,849
1998 94,561 2,912 91,649
1999 189,532 6,433 183,098
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1990 4 22 4 0 0
1991 2 13 2 0 0
1992 2 10 1 0 0
1993 81 9 82 0 0
1994 196 12 198 0 0
1995 123 0 170 0 0
1996 12 0 19 0 0
1997 10 0 15 0 0
1998 8 1 13 0 0
1999 11 1 24 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
LOSS EXPENSES
ACC/YR LOSSES UNPAID UNPAID
PRIOR XXXX 199 529
1990 0.0 299 280
1991 0.0 498 552
1992 0.0 996 590
1993 0.0 996 1,105
1994 0.0 996 2,647
1995 0.0 996 3,161
1996 0.0 22,988 6,393
1997 0.0 11,951 11,198
1998 0.0 68,023 15,703
1999 0.0 112,199 23,545
TOTAL XXXX 220,140 65,702
83
10
OHIO CASUALTY GROUP
SCHEDULE P-PART 1I - SPECIAL PROPERTY
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 855,852 0
1998 70,487,663 4,140,649 66,347,014 37,703,355 -15,546
1999 80,250,703 4,034,023 76,216,679 39,011,655 1,446,848
TOTAL XXXX XXXX XXXX 77,570,861 1,431,302
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 129,901 0 25,706 0 115,637
1998 42,057 0 3,073,619 0 372,859
1999 43,123 0 2,900,315 3,400 149,451
TOTAL 215,081 0 5,999,640 3,400 637,947
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 1,011,459 XXXX
1998 40,834,576 XXXX
1999 40,504,845 XXXX
TOTAL 82,350,880 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 951,935 2,284 113,599 14,198
1998 741,949 0 187,927 5,259
1999 7,771,782 227,754 948,116 33,129
TOTAL 9,465,666 230,038 1,249,641 52,585
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 43,635 1,058 9,733 33
1998 67,085 621 5,713 19
1999 155,801 621 5,713 19
TOTAL 266,521 2,300 21,160 72
SALVAGE & TOTAL NET NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 52,588 0 173,574 1,153,917 93
1998 84,699 0 122,548 1,081,475 94
1999 824,109 0 334,299 9,443,998 1,284
TOTAL 961,396 0 630,421 11,679,390 1,471
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1998 41,906,404 -9,647 41,916,051
1999 51,660,614 1,711,771 49,948,843
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1998 59.5 -0.2 63.2 0 0
1999 64.4 42.4 65.5 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
LOSS EXPENSES
ACC/YR LOSSES UNPAID UNPAID
PRIOR XXXX 1,049,052 104,865
1998 0.0 924,618 156,857
1999 0.0 8,459,015 984,982
TOTAL XXXX 10,432,685 1,246,705
84
11
OHIO CASUALTY GROUP
SCHEDULE P-PART 1J - AUTO PHYSICAL DAMAGE
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX -1,943,501 -462,762
1998 251,379,525 9,168,020 242,211,506 152,108,440 603,622
1999 289,486,049 19,735,422 269,750,628 171,381,288 6,853,636
TOTAL XXXX XXXX XXXX 321,546,227 6,994,495
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 284,874 30,159 -103,750 0 2,116,216
1998 52,781 -60,584 17,203,410 56,088 17,837,716
1999 113,798 8,227 19,735,665 45,592 7,476,129
TOTAL 451,453 -22,198 36,835,324 101,680 27,430,061
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR -1,329,774 XXXX
1998 168,765,506 XXXX
1999 184,323,295 XXXX
TOTAL 351,759,027 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 433,050 33,118 -2,158,973 0
1998 794,816 115,530 -1,882,224 0
1999 17,990,203 374,124 -3,788,804 183,208
TOTAL 19,218,069 522,772 -7,830,001 183,208
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 192,199 4,950 46,385 2,940
1998 252,241 5,259 50,479 3,124
1999 336,527 5,259 49,189 3,124
TOTAL 780,967 15,469 146,053 9,188
SALVAGE & TOTAL NET NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 48,128 0 2,158,973 -1,480,219 213
1998 81,067 0 2,070,366 -827,535 458
1999 1,843,247 0 7,270,551 15,864,647 11,967
TOTAL 1,972,442 0 11,499,890 13,556,893 12,638
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1998 168,661,010 723,039 167,937,971
1999 207,661,112 7,473,170 200,187,942
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1998 67.1 7.9 69.3 0 0
1999 71.7 37.9 74.2 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
LOSS EXPENSES
ACC/YR LOSSES UNPAID UNPAID
PRIOR XXXX -1,759,041 278,822
1998 0.0 -1,202,938 375,403
1999 0.0 13,644,067 2,220,580
TOTAL XXXX 10,682,088 2,874,805
85
12
OHIO CASUALTY GROUP
SCHEDULE P-PART 1K - FIDELITY AND SURETY
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 30,168 235,739
1998 37,440,572 1,626,552 35,814,021 1,681,876 158,274
1999 36,798,701 1,417,061 35,381,640 930,361 0
TOTAL XXXX XXXX XXXX 2,642,405 394,014
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 502,898 38,873 8,347 0 762,175
1998 197,728 0 999,138 2,269 231,885
1999 51,720 0 812,519 0 19,055
TOTAL 752,346 38,873 1,820,004 2,269 1,013,115
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 266,800 XXXX
1998 2,718,199 XXXX
1999 1,794,599 XXXX
TOTAL 4,779,599 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 4,163,100 575,754 -735,774 40,182
1998 1,305,646 0 59,119 14,882
1999 1,819,544 0 2,042,396 93,758
TOTAL 7,288,290 575,754 1,365,741 148,823
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 956,924 78,583 622,788 24,452
1998 553,067 46,124 365,480 14,352
1999 553,067 46,124 365,480 14,352
TOTAL 2,063,059 170,832 1,353,748 53,156
SALVAGE & TOTAL NET NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 91,736 0 1,761,801 4,379,803 150
1998 29,142 0 320,765 2,237,096 101
1999 40,573 0 350,875 4,666,825 381
TOTAL 161,451 0 2,433,441 11,283,724 632
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1998 5,191,197 235,902 4,955,295
1999 6,615,659 154,235 6,461,424
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1998 13.9 14.5 13.8 0 0
1999 18.0 10.9 18.3 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
LOSS EXPENSES
ACC/YR LOSSES UNPAID UNPAID
PRIOR XXXX 2,811,389 1,568,414
1998 0.0 1,349,883 887,213
1999 0.0 3,768,182 898,643
TOTAL XXXX 7,929,454 3,354,270
86
13
OHIO CASUALTY GROUP
SCHEDULE P-PART 1L - ACCIDENT & HEALTH
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 160,574 76,115
1998 616,092 616,092 0 105,862 105,862
1999 182,220 182,220 0 31,341 31,341
TOTAL XXXX XXXX XXXX 297,777 213,318
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 4,370 0 0
1998 0 0 437 0 0
1999 0 0 3,933 0 0
TOTAL 0 0 8,740 0 0
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 88,829 XXXX
1998 437 XXXX
1999 3,933 XXXX
TOTAL 93,199 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 160,516 160,516 156,995 156,995
1998 39,342 39,342 38,479 38,479
1999 66,095 66,095 64,645 64,645
TOTAL 265,953 265,953 260,120 260,120
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0
1998 0 0 0 0
1999 0 0 0 0
TOTAL 0 0 0 0
SALVAGE & TOTAL NET NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 0 0 0 0 0
1998 0 0 0 0 0
1999 0 0 0 0 0
TOTAL 0 0 0 0 0
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1998 184,120 183,683 437
1999 166,014 162,081 3,933
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1998 29.9 29.8 0.0 0 0
1999 91.1 88.9 0.0 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
LOSS EXPENSES
ACC/YR LOSSES UNPAID UNPAID
PRIOR 0 0 0
1998 0.0 0 0
1999 0.0 0 0
TOTAL XXXX 0 0
87
14
OHIO CASUALTY GROUP
SCHEDULE P-PART 1R1 - PRODUCT LIABILITY (OCCURRENCE)
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 1,543,577 1,900,000
1990 13,298,268 218,187 13,080,081 4,354,496 0
1991 10,830,510 132,713 10,697,797 3,893,102 45,000
1992 9,395,225 114,623 9,280,602 2,586,644 0
1993 6,068,861 75,297 5,993,564 2,311,038 0
1994 1,231,286 15,761 1,215,525 881,735 0
1995 485,873 6,255 479,618 413,389 0
1996 384,859 1,279 383,580 580,755 0
1997 396,349 1,454 394,895 206,976 0
1998 1,082,805 9,236 1,073,569 1,276,555 2,541
1999 7,496,691 81,086 7,415,605 45,314 0
TOTAL XXXX XXXX XXXX 18,093,580 1,947,541
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,489,959 0 0 0 1,800
1990 3,730,541 0 368,431 0 44,169
1991 2,559,053 10,785 385,262 0 108,781
1992 1,658,579 0 263,382 0 31,953
1993 1,581,629 0 389,553 0 22,663
1994 565,193 0 424,315 0 22,820
1995 307,529 0 1,172,317 0 12,928
1996 297,661 0 750,664 0 7,162
1997 140,784 0 423,559 0 9,731
1998 62,609 16 830,635 14,536 16,469
1999 3,107 0 191,242 0 750
TOTAL 12,396,644 10,801 5,199,358 14,536 279,227
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 1,133,536 XXXX
1990 8,453,467 431
1991 6,781,633 367
1992 4,508,604 325
1993 4,282,219 145
1994 1,871,243 224
1995 1,893,234 135
1996 1,629,080 124
1997 771,319 102
1998 2,152,706 93
1999 239,662 41
TOTAL 33,716,704 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 2,391,960 800,000 212,338 18
1990 560,010 0 58,684 27
1991 676,000 0 64,881 44
1992 280,010 0 73,933 89
1993 531,500 0 48,165 89
1994 66,510 0 9,514 89
1995 510,000 0 9,514 89
1996 325,000 0 28,542 266
1997 353,510 0 114,166 1,066
1998 162,760 10,000 228,333 2,132
1999 318,614 0 532,777 4,974
TOTAL 6,175,874 810,000 1,380,847 8,883
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 494,628 32 63,668 29
1990 203,473 16 26,427 15
1991 244,109 32 32,773 29
1992 194,005 32 26,594 29
1993 150,017 63 23,837 59
1994 30,580 158 17,111 147
1995 36,696 189 20,533 177
1996 51,986 268 29,088 250
1997 122,321 630 68,443 589
1998 122,321 630 68,443 589
1999 214,061 1,103 119,776 1,031
TOTAL 1,864,198 3,150 496,694 2,946
SALVAGE & TOTAL NET NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 150,554 1 0 2,513,069 882
1990 35,180 2 0 883,715 21
1991 45,155 3 0 1,062,810 29
1992 18,464 6 0 592,850 13
1993 34,263 6 0 787,566 20
1994 6,596 6 0 129,912 10
1995 44,734 6 0 621,017 8
1996 30,586 18 0 464,400 10
1997 42,759 71 0 698,843 15
1998 69,104 742 0 636,868 15
1999 54,272 332 0 1,232,060 18
TOTAL 531,669 1,193 0 9,623,110 1,041
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1990 9,337,241 59 9,337,182
1991 7,900,336 55,893 7,844,442
1992 5,101,610 156 5,101,455
1993 5,070,002 217 5,069,786
1994 2,001,554 400 2,001,154
1995 2,514,712 461 2,514,251
1996 2,094,283 802 2,093,480
1997 1,472,518 2,356 1,470,162
1998 2,820,760 31,186 2,789,574
1999 1,479,163 7,440 1,471,723
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1990 70.2 0.0 71.4 0 0
1991 72.9 42.1 73.3 0 0
1992 54.3 0.1 55.0 0 0
1993 83.5 0.3 84.6 0 0
1994 162.6 2.5 164.6 0 0
1995 517.6 7.4 524.2 0 0
1996 544.2 62.7 545.8 0 0
1997 371.5 162.1 372.3 0 0
1998 260.5 337.7 259.8 0 0
1999 19.7 9.2 19.8 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
LOSS EXPENSES
ACC/YR LOSSES UNPAID UNPAID
PRIOR XXXX 1,804,280 708,788
1990 0.0 618,667 265,048
1991 0.0 740,837 321,973
1992 0.0 353,854 238,996
1993 0.0 579,576 207,990
1994 0.0 75,935 53,977
1995 0.0 519,425 101,592
1996 0.0 353,275 111,125
1997 0.0 466,610 232,233
1998 0.0 378,961 257,907
1999 0.0 846,416 385,644
TOTAL XXXX 6,737,838 2,885,272
88