<ARTICLE> 9

                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               DEC-31-1999
<CASH>                                      14,598,566
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<TRADING-ASSETS>                                     0
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<EXPENSE-OTHER>                             14,771,416
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