<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
STATEMENT OF CONDITION AND THE STATEMENT OF OPERATION FOR THE PERIOD ENDED MARCH
31, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          JUN-30-2000
<PERIOD-START>                             JUL-01-1999
<PERIOD-END>                               MAR-31-2000
<CASH>                                           1,997
<INT-BEARING-DEPOSITS>                             724
<FED-FUNDS-SOLD>                                 5,550
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                          65,277
<INVESTMENTS-MARKET>                            63,693
<LOANS>                                        451,263
<ALLOWANCE>                                      3,042
<TOTAL-ASSETS>                                 565,336
<DEPOSITS>                                     438,820
<SHORT-TERM>                                    49,000
<LIABILITIES-OTHER>                              9,908
<LONG-TERM>                                     25,991
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            44
<OTHER-SE>                                      41,573
<TOTAL-LIABILITIES-AND-EQUITY>                 565,336
<INTEREST-LOAN>                                 27,567
<INTEREST-INVEST>                                2,315
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                29,882
<INTEREST-DEPOSIT>                              13,595
<INTEREST-EXPENSE>                              16,757
<INTEREST-INCOME-NET>                           13,125
<LOAN-LOSSES>                                      450
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  7,779
<INCOME-PRETAX>                                  6,896
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,599
<EPS-BASIC>                                       1.06
<EPS-DILUTED>                                     1.02
<YIELD-ACTUAL>                                   3.270
<LOANS-NON>                                      6,773
<LOANS-PAST>                                       196
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,630
<CHARGE-OFFS>                                       38
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                3,042
<ALLOWANCE-DOMESTIC>                             3,042
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          3,042