<ARTICLE> 7 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONSOLIDATED BALANCE SHEETS AND STATEMENTS OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> MAR-31-2000 <DEBT-HELD-FOR-SALE> 4,500,700 <DEBT-CARRYING-VALUE> 0 <DEBT-MARKET-VALUE> 0 <EQUITIES> 1,789,900 <MORTGAGE> 0 <REAL-ESTATE> 0 <TOTAL-INVEST> 6,555,100 <CASH> 11,000 <RECOVER-REINSURE> 250,600 <DEFERRED-ACQUISITION> 353,900 <TOTAL-ASSETS> 9,974,500 <POLICY-LOSSES> 2,591,600 <UNEARNED-PREMIUMS> 2,904,800 <POLICY-OTHER> 0 <POLICY-HOLDER-FUNDS> 0 <NOTES-PAYABLE> 1,048,700 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 73,000 <OTHER-SE> 2,650,600 <TOTAL-LIABILITY-AND-EQUITY> 9,974,500 <PREMIUMS> 1,521,000 <INVESTMENT-INCOME> 89,000 <INVESTMENT-GAINS> (15,400) <OTHER-INCOME> 5,200 <BENEFITS> 1,321,700 <UNDERWRITING-AMORTIZATION> 191,500 <UNDERWRITING-OTHER> 143,000 <INCOME-PRETAX> (81,800) <INCOME-TAX> (35,200) <INCOME-CONTINUING> (46,600) <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> (46,600) <EPS-BASIC> (.64) <EPS-DILUTED> (.64) <RESERVE-OPEN> 0 <PROVISION-CURRENT> 0 <PROVISION-PRIOR> 0 <PAYMENTS-CURRENT> 0 <PAYMENTS-PRIOR> 0 <RESERVE-CLOSE> 0 <CUMULATIVE-DEFICIENCY> 0