<ARTICLE> 9 <RESTATED> <CIK> 0000708955 <NAME> FIRST FINANCIAL BANCORP. <MULTIPLIER> 1,000 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> DEC-31-1999 <CASH> 225,837 <INT-BEARING-DEPOSITS> 8,867 <FED-FUNDS-SOLD> 5,621 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 490,126 <INVESTMENTS-CARRYING> 31,785 <INVESTMENTS-MARKET> 32,498 <LOANS> 3,036,376 <ALLOWANCE> 39,340 <TOTAL-ASSETS> 3,940,693 <DEPOSITS> 2,991,213 <SHORT-TERM> 382,118 <LIABILITIES-OTHER> 33,024 <LONG-TERM> 161,799 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 373,447 <OTHER-SE> (908) <TOTAL-LIABILITIES-AND-EQUITY> 3,940,693 <INTEREST-LOAN> 249,113 <INTEREST-INVEST> 32,629 <INTEREST-OTHER> 656 <INTEREST-TOTAL> 282,398 <INTEREST-DEPOSIT> 97,552 <INTEREST-EXPENSE> 117,194 <INTEREST-INCOME-NET> 165,204 <LOAN-LOSSES> 9,232 <SECURITIES-GAINS> 50 <EXPENSE-OTHER> 120,661 <INCOME-PRETAX> 76,623 <INCOME-PRE-EXTRAORDINARY> 50,323 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 50,323 <EPS-BASIC> 1.07 <EPS-DILUTED> 1.07 <YIELD-ACTUAL> 8.41 <LOANS-NON> 11,283 <LOANS-PAST> 2,414 <LOANS-TROUBLED> 2,777 <LOANS-PROBLEM> 79 <ALLOWANCE-OPEN> 34,800 <CHARGE-OFFS> 9,381 <RECOVERIES> 3,569 <ALLOWANCE-CLOSE> 39,340 <ALLOWANCE-DOMESTIC> 28,944 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 10,396