<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> MAR-31-1999 <CASH> 27,626 <INT-BEARING-DEPOSITS> 162 <FED-FUNDS-SOLD> 12,900 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 126,715 <INVESTMENTS-CARRYING> 1,943 <INVESTMENTS-MARKET> 1,967 <LOANS> 682,546 <ALLOWANCE> 11,756 <TOTAL-ASSETS> 863,632 <DEPOSITS> 684,326 <SHORT-TERM> 60,217 <LIABILITIES-OTHER> 7,696 <LONG-TERM> 40,803 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 11,646 <OTHER-SE> 58,944 <TOTAL-LIABILITIES-AND-EQUITY> 863,632 <INTEREST-LOAN> 13,938 <INTEREST-INVEST> 1,964 <INTEREST-OTHER> 124 <INTEREST-TOTAL> 16,026 <INTEREST-DEPOSIT> 5,864 <INTEREST-EXPENSE> 7,149 <INTEREST-INCOME-NET> 8,877 <LOAN-LOSSES> 730 <SECURITIES-GAINS> 4,177 <EXPENSE-OTHER> 8,213 <INCOME-PRETAX> 6,870 <INCOME-PRE-EXTRAORDINARY> 6,870 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 4,522 <EPS-BASIC> .41 <EPS-DILUTED> .40 <YIELD-ACTUAL> 4.37 <LOANS-NON> 1,533 <LOANS-PAST> 133 <LOANS-TROUBLED> 295 <LOANS-PROBLEM> 3,073 <ALLOWANCE-OPEN> 11,172 <CHARGE-OFFS> 369 <RECOVERIES> 223 <ALLOWANCE-CLOSE> 11,756 <ALLOWANCE-DOMESTIC> 12,972 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> (1,216)<F1> <FN> <F1>CERTAIN PREVIOUSLY REPORTED CONSOLIDATED FINANCIAL STATEMENT AMOUNTS HAVE BEEN RECLASSIFIED TO CONFORM TO THE 2000 PRESENTATION </FN>