<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> JUN-30-2000 <CASH> 107,975 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 778,959 <INVESTMENTS-CARRYING> 4,300 <INVESTMENTS-MARKET> 4,380 <LOANS> 2,217,891 <ALLOWANCE> 47,257 <TOTAL-ASSETS> 3,197,448 <DEPOSITS> 2,417,206 <SHORT-TERM> 277,113 <LIABILITIES-OTHER> 25,431 <LONG-TERM> 181,778 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 76,869 <OTHER-SE> 219,055 <TOTAL-LIABILITIES-AND-EQUITY> 3,197,448 <INTEREST-LOAN> 95,311 <INTEREST-INVEST> 25,189 <INTEREST-OTHER> 132 <INTEREST-TOTAL> 120,632 <INTEREST-DEPOSIT> 40,928 <INTEREST-EXPENSE> 52,072 <INTEREST-INCOME-NET> 68,560 <LOAN-LOSSES> 3,748 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 40,561 <INCOME-PRETAX> 39,237 <INCOME-PRE-EXTRAORDINARY> 28,302 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 28,302 <EPS-BASIC> 2.61 <EPS-DILUTED> 2.60 <YIELD-ACTUAL> 4.81 <LOANS-NON> 3,936 <LOANS-PAST> 3,282 <LOANS-TROUBLED> 1,588 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 45,176 <CHARGE-OFFS> 3,676 <RECOVERIES> 2,009 <ALLOWANCE-CLOSE> 47,257 <ALLOWANCE-DOMESTIC> 47,257 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0