<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> JUN-30-1999 <CASH> 119,318 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 4,594 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 821,569 <INVESTMENTS-CARRYING> 5,502 <INVESTMENTS-MARKET> 5,698 <LOANS> 1,969,590 <ALLOWANCE> 43,982 <TOTAL-ASSETS> 3,011,265 <DEPOSITS> 2,342,975 <SHORT-TERM> 358,495 <LIABILITIES-OTHER> 22,420 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 79,196 <OTHER-SE> 208,179 <TOTAL-LIABILITIES-AND-EQUITY> 3,011,265 <INTEREST-LOAN> 83,700 <INTEREST-INVEST> 25,259 <INTEREST-OTHER> 209 <INTEREST-TOTAL> 109,168 <INTEREST-DEPOSIT> 37,602 <INTEREST-EXPENSE> 44,223 <INTEREST-INCOME-NET> 64,945 <LOAN-LOSSES> 3,729 <SECURITIES-GAINS> (236) <EXPENSE-OTHER> 38,120 <INCOME-PRETAX> 36,679 <INCOME-PRE-EXTRAORDINARY> 26,130 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 26,130 <EPS-BASIC> 2.40 <EPS-DILUTED> 2.39 <YIELD-ACTUAL> 4.94 <LOANS-NON> 2,857 <LOANS-PAST> 2,976 <LOANS-TROUBLED> 863 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 41,215 <CHARGE-OFFS> 3,203 <RECOVERIES> 2,241 <ALLOWANCE-CLOSE> 43,982 <ALLOWANCE-DOMESTIC> 43,982 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0