<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-END> JUN-30-2000 <CASH> 545,423 <INT-BEARING-DEPOSITS> 1,632 <FED-FUNDS-SOLD> 63,811 <TRADING-ASSETS> 35,301 <INVESTMENTS-HELD-FOR-SALE> 2,644,239 <INVESTMENTS-CARRYING> 221,020 <INVESTMENTS-MARKET> 218,817 <LOANS> 17,110,535 <ALLOWANCE> 320,165 <TOTAL-ASSETS> 21,746,100 <DEPOSITS> 15,223,488 <SHORT-TERM> 2,604,919 <LIABILITIES-OTHER> 290,860 <LONG-TERM> 1,774,816 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 40,508 <OTHER-SE> 1,811,509 <TOTAL-LIABILITIES-AND-EQUITY> 21,746,100 <INTEREST-LOAN> 721,237 <INTEREST-INVEST> 71,879 <INTEREST-OTHER> 13,202 <INTEREST-TOTAL> 806,318 <INTEREST-DEPOSIT> 270,382 <INTEREST-EXPENSE> 412,437 <INTEREST-INCOME-NET> 393,881 <LOAN-LOSSES> 15,000 <SECURITIES-GAINS> 26 <EXPENSE-OTHER> 306,307 <INCOME-PRETAX> 217,954 <INCOME-PRE-EXTRAORDINARY> 139,773 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 139,773 <EPS-BASIC> 18.18 <EPS-DILUTED> 17.68 <YIELD-ACTUAL> 3.99 <LOANS-NON> 53,802 <LOANS-PAST> 28,584 <LOANS-TROUBLED> 8,877 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 316,165 <CHARGE-OFFS> 19,230 <RECOVERIES> 8,230 <ALLOWANCE-CLOSE> 320,165 <ALLOWANCE-DOMESTIC> 228,157 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 92,008