<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND THE CONSOLIDATED STATEMENT OF INCOME FILED AS
PART OF THE QUARTERLY REPORT ON FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                           1,789
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     11,039
<INVESTMENTS-CARRYING>                           3,667
<INVESTMENTS-MARKET>                             3,526
<LOANS>                                         51,257
<ALLOWANCE>                                        504
<TOTAL-ASSETS>                                  69,843
<DEPOSITS>                                      62,107
<SHORT-TERM>                                     2,094
<LIABILITIES-OTHER>                                441
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,460
<OTHER-SE>                                       3,741
<TOTAL-LIABILITIES-AND-EQUITY>                  69,843
<INTEREST-LOAN>                                  2,255
<INTEREST-INVEST>                                  469
<INTEREST-OTHER>                                    21
<INTEREST-TOTAL>                                 2,745
<INTEREST-DEPOSIT>                               1,241
<INTEREST-EXPENSE>                               1,256
<INTEREST-INCOME-NET>                            1,489
<LOAN-LOSSES>                                      150
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  1,186
<INCOME-PRETAX>                                    305
<INCOME-PRE-EXTRAORDINARY>                         219
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       219
<EPS-BASIC>                                       1.50
<EPS-DILUTED>                                     1.50
<YIELD-ACTUAL>                                    4.70
<LOANS-NON>                                        174
<LOANS-PAST>                                        13
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    534
<ALLOWANCE-OPEN>                                   507
<CHARGE-OFFS>                                      210
<RECOVERIES>                                        57
<ALLOWANCE-CLOSE>                                  504
<ALLOWANCE-DOMESTIC>                               472
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             32