<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> JUN-30-1999 <CASH> 28,844 <INT-BEARING-DEPOSITS> 26,947 <FED-FUNDS-SOLD> 13,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 147,950 <INVESTMENTS-CARRYING> 1,115 <INVESTMENTS-MARKET> 1,130 <LOANS> 705,857 <ALLOWANCE> 12,317 <TOTAL-ASSETS> 937,479 <DEPOSITS> 755,888 <SHORT-TERM> 62,725 <LIABILITIES-OTHER> 8,044 <LONG-TERM> 42,922 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 11,646 <OTHER-SE> 56,254 <TOTAL-LIABILITIES-AND-EQUITY> 937,479 <INTEREST-LOAN> 28,332 <INTEREST-INVEST> 3,842 <INTEREST-OTHER> 305 <INTEREST-TOTAL> 32,479 <INTEREST-DEPOSIT> 11,943 <INTEREST-EXPENSE> 14,500 <INTEREST-INCOME-NET> 17,979 <LOAN-LOSSES> 1,288 <SECURITIES-GAINS> 4,127 <EXPENSE-OTHER> 14,567 <INCOME-PRETAX> 12,001 <INCOME-PRE-EXTRAORDINARY> 12,001 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 7,849 <EPS-BASIC> .72 <EPS-DILUTED> .70 <YIELD-ACTUAL> 4.35 <LOANS-NON> 1,267 <LOANS-PAST> 169 <LOANS-TROUBLED> 190 <LOANS-PROBLEM> 2,488 <ALLOWANCE-OPEN> 11,172 <CHARGE-OFFS> 638 <RECOVERIES> 495 <ALLOWANCE-CLOSE> 12,317 <ALLOWANCE-DOMESTIC> 10,696 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 1,621 <FN> CERTAIN PREVIOUSLY REPORTED CONSOLIDATED FINANCIAL STATEMENT AMOUNTS HAVE BEEN RECLASSIFIED TO CONFORM TO THE 2000 PRESENTATION