<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 101,655 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 766,867 <INVESTMENTS-CARRYING> 4,217 <INVESTMENTS-MARKET> 4,279 <LOANS> 2,256,146 <ALLOWANCE> 48,266 <TOTAL-ASSETS> 3,212,184 <DEPOSITS> 2,368,296 <SHORT-TERM> 326,784 <LIABILITIES-OTHER> 27,874 <LONG-TERM> 181,677 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 76,869 <OTHER-SE> 230,684 <TOTAL-LIABILITIES-AND-EQUITY> 3,212,184 <INTEREST-LOAN> 146,342 <INTEREST-INVEST> 37,810 <INTEREST-OTHER> 142 <INTEREST-TOTAL> 184,294 <INTEREST-DEPOSIT> 62,901 <INTEREST-EXPENSE> 81,006 <INTEREST-INCOME-NET> 103,288 <LOAN-LOSSES> 5,850 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 60,857 <INCOME-PRETAX> 58,947 <INCOME-PRE-EXTRAORDINARY> 42,418 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 42,418 <EPS-BASIC> 3.91 <EPS-DILUTED> 3.90 <YIELD-ACTUAL> 4.78 <LOANS-NON> 2,643 <LOANS-PAST> 3,390 <LOANS-TROUBLED> 1,467 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 45,176 <CHARGE-OFFS> 5,875 <RECOVERIES> 3,115 <ALLOWANCE-CLOSE> 48,266 <ALLOWANCE-DOMESTIC> 48,266 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0