<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Statement of Condition and the Statement of Operation for the period ended
September 30, 2000 and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          JUN-30-2001
<PERIOD-START>                             JUL-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                           9,264
<INT-BEARING-DEPOSITS>                             834
<FED-FUNDS-SOLD>                                    50
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                          65,241
<INVESTMENTS-MARKET>                            64,278
<LOANS>                                        535,414
<ALLOWANCE>                                      3,327
<TOTAL-ASSETS>                                 651,826
<DEPOSITS>                                     503,841
<SHORT-TERM>                                    74,000
<LIABILITIES-OTHER>                             12,239
<LONG-TERM>                                     17,576
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            48
<OTHER-SE>                                      44,122
<TOTAL-LIABILITIES-AND-EQUITY>                 651,826
<INTEREST-LOAN>                                 11,877
<INTEREST-INVEST>                                1,325
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                13,202
<INTEREST-DEPOSIT>                               6,358
<INTEREST-EXPENSE>                               8,365
<INTEREST-INCOME-NET>                            4,837
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  2,841
<INCOME-PRETAX>                                  2,437
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,629
<EPS-BASIC>                                      $0.34
<EPS-DILUTED>                                    $0.33
<YIELD-ACTUAL>                                   2.820
<LOANS-NON>                                      4,261
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 3,388
<CHARGE-OFFS>                                      122
<RECOVERIES>                                        57
<ALLOWANCE-CLOSE>                                3,323
<ALLOWANCE-DOMESTIC>                             3,323
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          3,323