<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND THE CONSOLIDATED STATEMENT OF INCOME FILED AS
PART OF THE QUARTERLY REPORT ON FORM 10-QSB AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          JUN-30-2001
<PERIOD-START>                             JUL-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                           1,149
<INT-BEARING-DEPOSITS>                             299
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     20,062
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         42,922
<ALLOWANCE>                                        239
<TOTAL-ASSETS>                                  67,757
<DEPOSITS>                                      38,450
<SHORT-TERM>                                     3,250
<LIABILITIES-OTHER>                                100
<LONG-TERM>                                     18,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             4
<OTHER-SE>                                       7,953
<TOTAL-LIABILITIES-AND-EQUITY>                  67,757
<INTEREST-LOAN>                                    851
<INTEREST-INVEST>                                  380
<INTEREST-OTHER>                                    15
<INTEREST-TOTAL>                                 1,246
<INTEREST-DEPOSIT>                                 482
<INTEREST-EXPENSE>                                 797
<INTEREST-INCOME-NET>                              449
<LOAN-LOSSES>                                        8
<SECURITIES-GAINS>                                  15
<EXPENSE-OTHER>                                    371
<INCOME-PRETAX>                                    100
<INCOME-PRE-EXTRAORDINARY>                          72
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                        72
<EPS-BASIC>                                        .18
<EPS-DILUTED>                                      .18
<YIELD-ACTUAL>                                    2.89
<LOANS-NON>                                        507
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   237
<CHARGE-OFFS>                                        6
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  239
<ALLOWANCE-DOMESTIC>                               184
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             55