<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-END> SEP-30-2000 <CASH> 562,377 <INT-BEARING-DEPOSITS> 1,866 <FED-FUNDS-SOLD> 961 <TRADING-ASSETS> 41,246 <INVESTMENTS-HELD-FOR-SALE> 2,580,517 <INVESTMENTS-CARRYING> 218,937 <INVESTMENTS-MARKET> 216,800 <LOANS> 17,500,256 <ALLOWANCE> 323,313 <TOTAL-ASSETS> 22,008,914 <DEPOSITS> 14,682,436 <SHORT-TERM> 3,273,342 <LIABILITIES-OTHER> 319,606 <LONG-TERM> 1,793,961 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 40,508 <OTHER-SE> 1,899,061 <TOTAL-LIABILITIES-AND-EQUITY> 22,008,914 <INTEREST-LOAN> 1,094,980 <INTEREST-INVEST> 119,611 <INTEREST-OTHER> 13,607 <INTEREST-TOTAL> 1,228,198 <INTEREST-DEPOSIT> 409,174 <INTEREST-EXPENSE> 632,059 <INTEREST-INCOME-NET> 596,139 <LOAN-LOSSES> 24,000 <SECURITIES-GAINS> 26 <EXPENSE-OTHER> 460,266 <INCOME-PRETAX> 333,767 <INCOME-PRE-EXTRAORDINARY> 214,189 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 214,189 <EPS-BASIC> 2.79 <EPS-DILUTED> 2.71 <YIELD-ACTUAL> 4.01 <LOANS-NON> 52,640 <LOANS-PAST> 30,430 <LOANS-TROUBLED> 9,159 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 316,165 <CHARGE-OFFS> 27,886 <RECOVERIES> 11,034 <ALLOWANCE-CLOSE> 323,313 <ALLOWANCE-DOMESTIC> 240,360 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 82,953