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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): February 20, 2001
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UNITED COMMUNITY FINANCIAL CORP.
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(Exact name of registrant as specified in its charter)
OHIO 0-024399 34-1856319
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(State or other jurisdiction of (Commission File No.) (IRS Employer I.D. No.)
incorporation)
275 Federal Plaza West, Youngstown, Ohio 44503-1203
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (330) 742-0500
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ITEM 4. CHANGES IN REGISTRANT'S CERTIFYING ACCOUNTANT.
On February 20, 2001, United Community Financial Corp. ("UCFC") notified
Deloitte & Touche LLP ("Deloitte & Touche") that, upon completion of Deloitte &
Touche's audit of UCFC's consolidated financial statements for the fiscal year
ended December 31, 2000, which is currently in process, UCFC will change
auditors to Crowe Chizek and Company ("Crowe Chizek"). The decision to replace
Deloitte & Touche with Crowe Chizek was based on Crowe Chizek's substantially
lower fees, and was recommended by the Audit Committee of UCFC to the full Board
of Directors which approved the decision.
The reports of Deloitte & Touche on UCFC's consolidated financial statements for
the fiscal years ended December 31, 1999 and 1998 do not contain an adverse
opinion or disclaimer of opinion, nor were such reports qualified or modified as
to uncertainty, audit scope or accounting principles. During the two fiscal
years ended December 31, 1999, and the subsequent interim period preceding
UCFC's notification to Deloitte & Touche of its intention to dismiss Deloitte &
Touche, there have been no disagreements between Deloitte & Touche and UCFC on
any matter of accounting principles or practices, consolidated financial
statement disclosure, or auditing scope or procedure.
Item 7. Financial Statements and Exhibits.
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(a) Not applicable.
(b) Not applicable.
(c) Exhibits
(16) Letter from Deloitte & Touche LLP re change
in certifying accountant
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SIGNATURES
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Pursuant to the requirements of the Securities Exchange Act of
1934, the Registrant has duly caused this report to be signed on its behalf by
the undersigned thereunto duly authorized.
UNITED COMMUNITY FINANCIAL CORP.
By: /S/ Douglas M. Mckay
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Douglas M. McKay, President and
Chief Executive Officer
Date: February 26, 2001