1 EXHIBIT 16 October 1, 2001 Securities and Exchange Commission 450 Fifth Street, N.W. Washington, D.C. 20549 RE: FC Banc Corp. Commission File Number 0-25616 Gentlemen: We have read Item 4 of the Form 8-K/A Current Report of FC Banc Corp. dated October 2, 2001, and agree with the statements contained therein. Very truly yours, /s/ Dixon, Francis, Davis & Company