FOR IMMEDIATE RELEASE

For:   Evans Bancorp, Inc.                    Contact:  Mark DeBacker, CFO
       14-16 North Main Street                          Phone:    (716) 549-1000
       Angola, New York  14006                Fax:       (716) 549-0720

         EVANS BANCORP ANNOUNCES SEMI-ANNUAL DIVIDEND OF $0.28 PER SHARE

ANGOLA, N.Y.--MARCH 7, 2002 - Evans Bancorp, Inc. (Nasdaq: EVBN) announced that
its Board of Directors has declared a semi-annual dividend of twenty-eight cents
($0.28) per share on outstanding EVBN common stock. The dividend is payable on
April 2, 2002 to shareholders of record as of March 12, 2002. This dividend
represents an approximate 30% increase over the total amount of the semi-annual
dividend paid to shareholders in March 2001, due to the 5 for 4 stock split in
June 2001.

Evans Bancorp, Inc. is the holding company for Evans National Bank, a commercial
bank with seven branches located in Western New York, which has in excess of
$249.2 million in assets and in excess of $204.3 million in deposits at December
31, 2001. An eighth Western New York branch to be located in Amherst, New York
is planned for fall 2002. Evans National Bank also owns M&W Agency, Inc., a
retail property and casualty insurance agency with eight offices in Western New
York, and ENB Associates, Inc. which provides non-deposit investment products.
Evans Bancorp, Inc. common stock is listed on the Nasdaq National Market under
the symbol EVBN.

This press release includes "forward-looking statements" within the meaning of
the Private Securities Litigation Reform Act of 1995. Such statements include,
but are not limited to, statements concerning future business, revenues and
earnings. There are risks, uncertainties and other factors that could cause the
actual results of the Company to differ materially from the results expressed or
implied by such statements. Information on factors that could affect the
Company's business and results is discussed in the Company's periodic reports
filed with the Securities and Exchange Commission.