EXHIBIT 10.8

                              ADDENDUM TO AGREEMENT
                              ---------------------


         Horizon Bank, N.A. ("Bank") and ____________ (the "Employee") being
parties to that certain Agreement dated October 7, 1999 (the "Agreement") with
respect the Employee's rights and responsibilities upon a "Change in Control"
(as defined in the Agreement) of the Bank or its parent corporation, Horizon
Bancorp ("Holding Company"), hereby agree to enter into this Addendum as
follows:

         1.       COMPENSATION UPON CHANGE IN CONTROL. Notwithstanding any
                  provision in the Agreement to the contrary, at the time of a
                  Change in Control, the Employee shall have the option to
                  resign from his position and receive a severance payment equal
                  to two (2) times the Employee's Base Salary in effect at the
                  time of the resignation. In the event that the Employee does
                  not resign, the Employee shall receive a severance payment
                  upon voluntary or involuntary termination, with or without
                  cause. The Employee shall receive a severance payment equal to
                  two (2) times the Employee's Base Salary in effect at the time
                  the termination occurs.

         2.       AMENDMENT. In the event of any conflict between the terms of
                  this Addendum and this Agreement, the terms of this Addendum
                  shall control and the Agreement shall be deemed to be amended
                  to the extent necessary to effectuate the purposes of the
                  Addendum. In all other respects, the Agreement shall be and
                  remain in full force and effect pursuant to the terms thereof.

         3.       DEFINITIONS. All defined terms used but not otherwise defined
                  herein shall have the meanings ascribed to herein the
                  Agreement.

         In witness whereof, the Bank and the Employee have executed this
Addendum as of this 27th day of June, 2000.

                                       BANK:  HORIZON BANK, N.A.

                                       By:      _________________

                                       Printed:
                                       Title:            Chairman

                                       EMPLOYEE:

                                       -------------------------
                                       Printed:
                                       Address:








                      SCHEDULE IDENTIFYING MATERIAL DETAILS
                            OF INDIVIDUAL AGREEMENTS

Each of the following individuals entered into an Addendum of Agreement with the
terms specified above: Craig M. Dwight; James F. Foglesong; and Thomas H.
Edwards