EXHIBIT 23.1




                          INDEPENDENT AUDITORS' CONSENT


We consent to the incorporation by reference in this Registration Statement on
Form S-8 of United Community Financial Corp. of our report dated February 8,
2002, on the consolidated financial statements of United Community Financial
Corp. as of December 31, 2001 and for the year then ended which report appears
in the Annual Report on Form 10-K of United Community Financial Corp. for the
year ended December 31, 2001.





                                              Crowe, Chizek and Company LLP

Cleveland, Ohio
March 26, 2002