Exhibit 23.1

                                CONSENT OF INDEPENDENT AUDITORS


We hereby consent to the incorporation by reference in Registration Statement
No. 33-63005 on Form S-3D of National Bancshares Corporation of our report dated
November 14, 2001 on the consolidated statement of financial condition of
Peoples Financial Corporation as of September 30, 2001, and the related
consolidated statements of earnings, comprehensive income, shareholders' equity,
and cash flows for the year ended September 30, 2001, which report is included
in Peoples Financial Corporation's Annual Report on Form 10-KSB for the year
ended September 30, 2001.


                                                   Crowe, Chizek and Company LLP

Columbus, Ohio
May 13, 2002