Exhibit 99.1


                        CINCINNATI FINANCIAL CORPORATION

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


In connection with the Quarterly Report of Cincinnati Financial Corporation (the
"Company") on Form 10-Q for the period ending June 30, 2002 as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), I, John J.
Schiff, Jr., Chairman and Chief Executive Officer of the Company, certify,
pursuant to U.S.C. ss. 1350, as adopted pursuant to ss. 906 of the
Sarbanes-Oxley Act of 2002, that:

(1)  The Report fully complies with the requirements of section 13(a) or 15(d)
     of the Securities Exchange Act of 1934; and

(2)  The information contained in the Report fairly presents, in all material
     respects, the financial condition and results of operations of the Company
     as of June 30, 2002 (the last date of the period covered by the Report).



                                          /s/  John J. Schiff, Jr.
                                          ------------------------------------
                                          John J. Schiff, Jr.
                                          Chairman and Chief Executive Officer
                                          August 13, 2002