EXHIBIT 99.1



      CERTIFICATION OF CHIEF EXECUTIVE OFFICER AND CHIEF FINANCIAL OFFICER
            PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


Kenneth T. Koehler, President and, subject to regulatory approval, Chief
Executive Officer and Marcus Faust, Executive Vice President and Chief Financial
Officer of Metropolitan Financial Corp. (the "Company") each certify in his
capacity as an officer of the Company that he has reviewed the Company's
quarterly report on Form 10-Q/A for the quarter ended June 30, 2002 and that to
his knowledge:

         (1)      the report fully complies with the requirements of Sections
                  13(a) of the Securities Exchange Act of 1934; and

         (2)      the information contained in the report fairly presents, in
                  all material respects, the financial condition and results of
                  operations of the Company.


Date: October 22, 2002                    /s/Kenneth T. Koehler
                                          --------------------------------------
                                          Kenneth T. Koehler,
                                          President and Chief Executive Officer


Date: October 22, 2002                    /s/Marcus Faust
                                          -----------------------------
                                          Marcus Faust,
                                          Executive Vice President and
                                          Chief Financial Officer