EXHIBIT 99.1

                    CERTIFICATION OF CHIEF EXECUTIVE OFFICER
            PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



Kenneth T. Koehler, President and Chief Executive Officer of Metropolitan
Financial Corp. (the "Company") certifies in his capacity as an officer of the
Company that he has reviewed the Company's quarterly report on Form 10-Q for the
quarter ended September 30, 2002 and that to his knowledge:

         (1)      the report fully complies with the requirements of Sections
                  13(a) of the Securities Exchange Act of 1934; and

         (2)      the information contained in the report fairly presents, in
                  all material respects, the financial condition and results of
                  operations of the Company.


Date: November 14, 2002                  /s/Kenneth T. Koehler
                                         ---------------------------------------
                                         Kenneth T. Koehler,
                                         President and Chief Executive Officer