EXHIBIT 99.1

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

         In connection with the Quarterly Report of Huntington Preferred
Capital, Inc. (the "Company") on Form 10-Q for the quarter ending September 30,
2002, as filed with the Securities and Exchange Commission on the date hereof
(the "Report"), I, Michael J. McMennamin, President of the Company, certify,
pursuant to 18 U.S.C. Sec. 1350, as adopted pursuant to Sec. 906 of the
Sarbanes-Oxley Act of 2002, that:

                  (1) The Report fully complies with the requirements of
Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

                  (2) The information contained in the Report fairly presents,
in all material respects, the financial condition and result of operations of
the Company.

                                          /s/  Michael J. McMennamin
                                    -------------------------------------------
                                             Michael J. McMennamin, President
                                              (chief executive officer)
                                              November 14, 2002