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Exhibit No. 21
SUBSIDIARIES OF THE PROGRESSIVE CORPORATION
Jurisdiction
Name of Subsidiary of Incorporation
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1890 Insurance Agency, Inc. Wyoming
Airy Insurance Center, Inc. Pennsylvania
Express Quote Services, Inc. Florida
Garden Sun Insurance Services, Inc. Hawaii
Greenberg Financial Insurance Services, Inc. California
Husky Sun Insurance Services, Inc. Washington
Insurance Confirmation Services, Inc. Delaware
Lakeside Insurance Agency, Inc. Ohio
Maryland Auto Insurance Solutions, Inc. Maryland
Midland Financial Group, Inc. Tennessee
Agents Financial Services, Inc. (40% owned) Florida
Progressive Home Insurance Company Ohio
Specialty Risk Insurance Company Ohio
Midland Risk Services, Inc. Tennessee
Midland Risk Services - Arizona, Inc. Arizona
Mountain Laurel Assurance Company Pennsylvania
Mountainside Insurance Agency, Inc. Colorado
National Continental Insurance Company New York
Pacific Motor Club California
PCIC Canada Holdings, Ltd. Canada
3841189 Canada Inc. Canada
Progny Agency, Inc. New York
Progressive Adjusting Company, Inc. Ohio
Progressive Agency Holdings Corp. Ohio
Progressive American Insurance Company Florida
Bayside Underwriters Insurance Agency, Inc. Florida
Progressive American Life Insurance Company Ohio
Progressive Life Insurance, Ltd. Turks & Caicos Islands
Progressive Auto Pro Insurance Agency, Inc. Florida
Progressive Auto Pro Insurance Company Florida
Progressive Bayside Insurance Company Florida
Progressive Capital Management Corp. New York
Progressive Casualty Insurance Company Ohio
PC Investment Company Delaware
Progressive Gulf Insurance Company Mississippi
Progressive Specialty Insurance Company Ohio
Progressive Classic Insurance Company Wisconsin
Progressive Consumers Insurance Company Florida
Progressive DirecTrac Service Corp. Texas
Progressive Express Insurance Company Florida
Progressive Halcyon Insurance Company Ohio
Progressive Hawaii Insurance Corp. Ohio
Progressive Insurance Agency, Inc. Ohio
Progressive Investment Company, Inc. Delaware
RRM Holdings, Inc. Delaware
Progressive Marathon Insurance Company California
Progressive Max Insurance Company Ohio
Progressive Michigan Insurance Company Michigan
Progressive Mountain Insurance Company Colorado
Progressive Northeastern Insurance Company New York
Progressive Northern Insurance Company Wisconsin
Progressive Premier Insurance Company of Illinois Illinois
Progressive Universal Insurance Company of Illinois Illinois
Progressive Northwestern Insurance Company Washington
Progressive Paloverde Insurance Company Arizona
Progressive Preferred Insurance Company Ohio
Progressive Premium Budget, Inc. Ohio
Progressive Resource Services Company Ohio
Progressive Security Insurance Company Louisiana
Progressive Southeastern Insurance Company Florida
Progressive Specialty Insurance Agency, Inc. Ohio
Progressive West Insurance Company California
Silver Key Insurance Agency, Inc. Nevada
The Progressive Agency, Inc. Virginia
The Progressive Insurance Foundation Ohio
United Financial Casualty Company Ohio
United Financial Insurance Agency, Inc. Washington
Village Transport Corp. Delaware
Wilson Mills Land Co. Ohio
Except as indicated, each subsidiary is wholly owned by its parent.