. . . EXHIBIT 21 SUBSIDIARIES OF THE REGISTRANT AS OF DECEMBER 31, 2002 ---------------------- BANCINSURANCE CORPORATION ---------------------- - ------------------------ -------------------------------- -------------------------------- ---------------------------- 100% 100% 100% 100% OHIO INDEMNITY COMPANY AMERICAN LEGAL PUBLISHING CORP. ULTIMATE SERVICES AGENCY, LLC BIC STATUTORY TRUST I (An Insurance Company) (A Publishing Company) (An Insurance Agency) (A Guarantor Trust) Incorporated in Ohio Incorporated in Ohio Incorporated in Ohio Connecticut Guarantor Trust - ------------------------ -------------------------------- -------------------------------- ---------------------------