As filed with the Securities and Exchange Commission on March 31, 2003


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                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

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                                    FORM 11-K

                   /X/ ANNUAL REPORT PURSUANT TO SECTION 15(d)
                     OF THE SECURITIES EXCHANGE ACT OF 1934

                   For the fiscal year ended December 31, 2002



                           Commission File No: 1-6695



                               JO-ANN STORES, INC.
                         ASSOCIATE STOCK OWNERSHIP PLAN
              (Full title of the plan and the address of the plan,
               if different from that of the issuer named below)



                               Jo-Ann Stores, Inc.
                                5555 Darrow Road
                                Hudson, OH 44236
   (Name of issuer of the securities held pursuant to the plan and the address
                       of its principal executive office)


                                   Page 1 of 3





SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the
Advisory Committee, the administrator of the Jo-Ann Stores, Inc. Associate Stock
Ownership Plan, has duly caused this annual report to be signed on its behalf by
the undersigned hereunto duly authorized.


March 31, 2003
Jo-Ann Stores, Inc.
Associate Stock Ownership Plan


/s/

Brian Carney
Executive Vice President and Chief Financial Officer and
Secretary of Advisory Committee



                                   Page 2 of 3



                               JO-ANN STORES, INC.
                         ASSOCIATE STOCK OWNERSHIP PLAN

                                  EXHIBIT INDEX



      Official
     Exhibit No.               Description
     -----------               -----------

        23.1                   Consent of Independent Public Accountants

        99                     Jo-Ann Stores, Inc.
                               Associate Stock Ownership Plan

                               Financial Statements
                               As of December 31, 2002
                               Together With Report of
                               Independent Public Accountants

        99.1                   Previous Year Audit Opinion