Exhibit 24(a)

                                POWER OF ATTORNEY


         KNOW ALL MEN BY THESE PRESENTS THAT: The undersigned officer of The
Progressive Corporation, an Ohio corporation (the "Company"), has made,
constituted and appointed, and by this instrument does make, constitute and
appoint, Charles E. Jarrett, Dane A. Shrallow, Michael R. Uth and David M.
Coffey, and each of them, his true and lawful attorney-in-fact and agent, with
full power of substitution and resubstitution, to affix for him and in his name,
place and stead, in any and all capacities, as attorney-in-fact and agent, his
signature to a Registration Statement on Form S-8 or other form in order to
register under the Securities Act of 1933, as amended, up to 5,000,000 of the
Company's Common Shares, $1.00 par value, issuable under The Progressive
Corporation 2003 Incentive Plan, and to any and all amendments, post-effective
amendments and exhibits to such Registration Statement, and to any and all
applications, instruments and other documents pertaining thereto, giving and
granting unto each such attorney-in-fact and agent full power and authority to
do and perform any and all acts and things whatsoever necessary or appropriate
to be done in and about the premises, as fully for all intents and purposes as
he might or could do if personally present, and hereby ratifying and confirming
all that each such attorney-in-fact and agent, or any such substitute or
substitutes, shall lawfully do or cause to be done by virtue hereof.

         IN WITNESS WHEREOF, this Power of Attorney has been signed in the
capacities and on the date indicated below.




Date:    April 7, 2003                  /s/ Jeffrey W. Basch
                                        -----------------------
                                        Jeffrey W. Basch
                                        Vice President and Chief Accounting
                                        Officer








                                POWER OF ATTORNEY


         KNOW ALL MEN BY THESE PRESENTS THAT: The undersigned officer of The
Progressive Corporation, an Ohio corporation (the "Company"), has made,
constituted and appointed, and by this instrument does make, constitute and
appoint, Charles E. Jarrett, Dane A. Shrallow, Michael R. Uth and David M.
Coffey, and each of them, his true and lawful attorney-in-fact and agent, with
full power of substitution and resubstitution, to affix for him and in his name,
place and stead, in any and all capacities, as attorney-in-fact and agent, his
signature to a Registration Statement on Form S-8 or other form in order to
register under the Securities Act of 1933, as amended, up to 5,000,000 of the
Company's Common Shares, $1.00 par value, issuable under The Progressive
Corporation 2003 Incentive Plan, and to any and all amendments, post-effective
amendments and exhibits to such Registration Statement, and to any and all
applications, instruments and other documents pertaining thereto, giving and
granting unto each such attorney-in-fact and agent full power and authority to
do and perform any and all acts and things whatsoever necessary or appropriate
to be done in and about the premises, as fully for all intents and purposes as
he might or could do if personally present, and hereby ratifying and confirming
all that each such attorney-in-fact and agent, or any such substitute or
substitutes, shall lawfully do or cause to be done by virtue hereof.

         IN WITNESS WHEREOF, this Power of Attorney has been signed in the
capacities and on the date indicated below.




Date:    April 7, 2003               /s/ W. Thomas Forrester
                                     -------------------------------------
                                     W. Thomas Forrester
                                     Vice President and Chief Financial Officer








                                POWER OF ATTORNEY


         KNOW ALL MEN BY THESE PRESENTS THAT: The undersigned officer and
director of The Progressive Corporation, an Ohio corporation (the "Company"),
has made, constituted and appointed, and by this instrument does make,
constitute and appoint, Charles E. Jarrett, Dane A. Shrallow, Michael R. Uth and
David M. Coffey, and each of them, his true and lawful attorney-in-fact and
agent, with full power of substitution and resubstitution, to affix for him and
in his name, place and stead, in any and all capacities, as attorney-in-fact and
agent, his signature to a Registration Statement on Form S-8 or other form in
order to register under the Securities Act of 1933, as amended, up to 5,000,000
of the Company's Common Shares, $1.00 par value, issuable under The Progressive
Corporation 2003 Incentive Plan, and to any and all amendments, post-effective
amendments and exhibits to such Registration Statement, and to any and all
applications, instruments and other documents pertaining thereto, giving and
granting unto each such attorney-in-fact and agent full power and authority to
do and perform any and all acts and things whatsoever necessary or appropriate
to be done in and about the premises, as fully for all intents and purposes as
he might or could do if personally present, and hereby ratifying and confirming
all that each such attorney-in-fact and agent, or any such substitute or
substitutes, shall lawfully do or cause to be done by virtue hereof.

         IN WITNESS WHEREOF, this Power of Attorney has been signed in the
capacities and on the date indicated below.




Date:    April 7, 2003               /s/ Glenn M. Renwick
                                     -----------------------------
                                     Glenn M. Renwick
                                     Director, Chief Executive Officer and
                                     President






                                POWER OF ATTORNEY


         KNOW ALL MEN BY THESE PRESENTS THAT: The undersigned director of The
Progressive Corporation, an Ohio corporation (the "Company"), has made,
constituted and appointed, and by this instrument does make, constitute and
appoint, Charles E. Jarrett, Dane A. Shrallow, Michael R. Uth and David M.
Coffey, and each of them, his true and lawful attorney-in-fact and agent, with
full power of substitution and resubstitution, to affix for him and in his name,
place and stead, in any and all capacities, as attorney-in-fact and agent, his
signature to a Registration Statement on Form S-8 or other form in order to
register under the Securities Act of 1933, as amended, up to 5,000,000 of the
Company's Common Shares, $1.00 par value, issuable under The Progressive
Corporation 2003 Incentive Plan, and to any and all amendments, post-effective
amendments and exhibits to such Registration Statement, and to any and all
applications, instruments and other documents pertaining thereto, giving and
granting unto each such attorney-in-fact and agent full power and authority to
do and perform any and all acts and things whatsoever necessary or appropriate
to be done in and about the premises, as fully for all intents and purposes as
he might or could do if personally present, and hereby ratifying and confirming
all that each such attorney-in-fact and agent, or any such substitute or
substitutes, shall lawfully do or cause to be done by virtue hereof.

         IN WITNESS WHEREOF, this Power of Attorney has been signed in the
capacities and on the date indicated below.




Date:    April 4, 2003               /s/ Milton N. Allen
                                     ----------------------------
                                     Milton N. Allen
                                     Director






                                POWER OF ATTORNEY


         KNOW ALL MEN BY THESE PRESENTS THAT: The undersigned director of The
Progressive Corporation, an Ohio corporation (the "Company"), has made,
constituted and appointed, and by this instrument does make, constitute and
appoint, Charles E. Jarrett, Dane A. Shrallow, Michael R. Uth and David M.
Coffey, and each of them, his true and lawful attorney-in-fact and agent, with
full power of substitution and resubstitution, to affix for him and in his name,
place and stead, in any and all capacities, as attorney-in-fact and agent, his
signature to a Registration Statement on Form S-8 or other form in order to
register under the Securities Act of 1933, as amended, up to 5,000,000 of the
Company's Common Shares, $1.00 par value, issuable under The Progressive
Corporation 2003 Incentive Plan, and to any and all amendments, post-effective
amendments and exhibits to such Registration Statement, and to any and all
applications, instruments and other documents pertaining thereto, giving and
granting unto each such attorney-in-fact and agent full power and authority to
do and perform any and all acts and things whatsoever necessary or appropriate
to be done in and about the premises, as fully for all intents and purposes as
he might or could do if personally present, and hereby ratifying and confirming
all that each such attorney-in-fact and agent, or any such substitute or
substitutes, shall lawfully do or cause to be done by virtue hereof.

         IN WITNESS WHEREOF, this Power of Attorney has been signed in the
capacities and on the date indicated below.




Date:    April 7, 2003               /s/ B. Charles Ames
                                     --------------------
                                     B. Charles Ames
                                     Director





                                POWER OF ATTORNEY


         KNOW ALL MEN BY THESE PRESENTS THAT: The undersigned director of The
Progressive Corporation, an Ohio corporation (the "Company"), has made,
constituted and appointed, and by this instrument does make, constitute and
appoint, Charles E. Jarrett, Dane A. Shrallow, Michael R. Uth and David M.
Coffey, and each of them, his true and lawful attorney-in-fact and agent, with
full power of substitution and resubstitution, to affix for him and in his name,
place and stead, in any and all capacities, as attorney-in-fact and agent, his
signature to a Registration Statement on Form S-8 or other form in order to
register under the Securities Act of 1933, as amended, up to 5,000,000 of the
Company's Common Shares, $1.00 par value, issuable under The Progressive
Corporation 2003 Incentive Plan, and to any and all amendments, post-effective
amendments and exhibits to such Registration Statement, and to any and all
applications, instruments and other documents pertaining thereto, giving and
granting unto each such attorney-in-fact and agent full power and authority to
do and perform any and all acts and things whatsoever necessary or appropriate
to be done in and about the premises, as fully for all intents and purposes as
he might or could do if personally present, and hereby ratifying and confirming
all that each such attorney-in-fact and agent, or any such substitute or
substitutes, shall lawfully do or cause to be done by virtue hereof.

         IN WITNESS WHEREOF, this Power of Attorney has been signed in the
capacities and on the date indicated below.




Date:    April 7, 2003               /s/ Charles A. Davis
                                     ---------------------
                                     Charles A. Davis
                                     Director







                                POWER OF ATTORNEY


         KNOW ALL MEN BY THESE PRESENTS THAT: The undersigned director of The
Progressive Corporation, an Ohio corporation (the "Company"), has made,
constituted and appointed, and by this instrument does make, constitute and
appoint, Charles E. Jarrett, Dane A. Shrallow, Michael R. Uth and David M.
Coffey, and each of them, his true and lawful attorney-in-fact and agent, with
full power of substitution and resubstitution, to affix for him and in his name,
place and stead, in any and all capacities, as attorney-in-fact and agent, his
signature to a Registration Statement on Form S-8 or other form in order to
register under the Securities Act of 1933, as amended, up to 5,000,000 of the
Company's Common Shares, $1.00 par value, issuable under The Progressive
Corporation 2003 Incentive Plan, and to any and all amendments, post-effective
amendments and exhibits to such Registration Statement, and to any and all
applications, instruments and other documents pertaining thereto, giving and
granting unto each such attorney-in-fact and agent full power and authority to
do and perform any and all acts and things whatsoever necessary or appropriate
to be done in and about the premises, as fully for all intents and purposes as
he might or could do if personally present, and hereby ratifying and confirming
all that each such attorney-in-fact and agent, or any such substitute or
substitutes, shall lawfully do or cause to be done by virtue hereof.

         IN WITNESS WHEREOF, this Power of Attorney has been signed in the
capacities and on the date indicated below.




Date:    April 4, 2003               /s/ Stephen R. Hardis
                                     ---------------------
                                     Stephen R. Hardis
                                     Director






                                POWER OF ATTORNEY


         KNOW ALL MEN BY THESE PRESENTS THAT: The undersigned director of The
Progressive Corporation, an Ohio corporation (the "Company"), has made,
constituted and appointed, and by this instrument does make, constitute and
appoint, Charles E. Jarrett, Dane A. Shrallow, Michael R. Uth and David M.
Coffey, and each of them, his true and lawful attorney-in-fact and agent, with
full power of substitution and resubstitution, to affix for him and in his name,
place and stead, in any and all capacities, as attorney-in-fact and agent, his
signature to a Registration Statement on Form S-8 or other form in order to
register under the Securities Act of 1933, as amended, up to 5,000,000 of the
Company's Common Shares, $1.00 par value, issuable under The Progressive
Corporation 2003 Incentive Plan, and to any and all amendments, post-effective
amendments and exhibits to such Registration Statement, and to any and all
applications, instruments and other documents pertaining thereto, giving and
granting unto each such attorney-in-fact and agent full power and authority to
do and perform any and all acts and things whatsoever necessary or appropriate
to be done in and about the premises, as fully for all intents and purposes as
he might or could do if personally present, and hereby ratifying and confirming
all that each such attorney-in-fact and agent, or any such substitute or
substitutes, shall lawfully do or cause to be done by virtue hereof.

         IN WITNESS WHEREOF, this Power of Attorney has been signed in the
capacities and on the date indicated below.




Date:    April 6, 2003                /s/ Bernadine P. Healy
                                      ----------------------
                                      Bernadine P. Healy
                                      Director






                                POWER OF ATTORNEY


         KNOW ALL MEN BY THESE PRESENTS THAT: The undersigned director of The
Progressive Corporation, an Ohio corporation (the "Company"), has made,
constituted and appointed, and by this instrument does make, constitute and
appoint, Charles E. Jarrett, Dane A. Shrallow, Michael R. Uth and David M.
Coffey, and each of them, his true and lawful attorney-in-fact and agent, with
full power of substitution and resubstitution, to affix for him and in his name,
place and stead, in any and all capacities, as attorney-in-fact and agent, his
signature to a Registration Statement on Form S-8 or other form in order to
register under the Securities Act of 1933, as amended, up to 5,000,000 of the
Company's Common Shares, $1.00 par value, issuable under The Progressive
Corporation 2003 Incentive Plan, and to any and all amendments, post-effective
amendments and exhibits to such Registration Statement, and to any and all
applications, instruments and other documents pertaining thereto, giving and
granting unto each such attorney-in-fact and agent full power and authority to
do and perform any and all acts and things whatsoever necessary or appropriate
to be done in and about the premises, as fully for all intents and purposes as
he might or could do if personally present, and hereby ratifying and confirming
all that each such attorney-in-fact and agent, or any such substitute or
substitutes, shall lawfully do or cause to be done by virtue hereof.

         IN WITNESS WHEREOF, this Power of Attorney has been signed in the
capacities and on the date indicated below.




Date:    April 7, 2003                /s/ Jeffrey D. Kelly
                                      --------------------
                                      Jeffrey D. Kelly
                                      Director






                                POWER OF ATTORNEY


         KNOW ALL MEN BY THESE PRESENTS THAT: The undersigned director of The
Progressive Corporation, an Ohio corporation (the "Company"), has made,
constituted and appointed, and by this instrument does make, constitute and
appoint, Charles E. Jarrett, Dane A. Shrallow, Michael R. Uth and David M.
Coffey, and each of them, his true and lawful attorney-in-fact and agent, with
full power of substitution and resubstitution, to affix for him and in his name,
place and stead, in any and all capacities, as attorney-in-fact and agent, his
signature to a Registration Statement on Form S-8 or other form in order to
register under the Securities Act of 1933, as amended, up to 5,000,000 of the
Company's Common Shares, $1.00 par value, issuable under The Progressive
Corporation 2003 Incentive Plan, and to any and all amendments, post-effective
amendments and exhibits to such Registration Statement, and to any and all
applications, instruments and other documents pertaining thereto, giving and
granting unto each such attorney-in-fact and agent full power and authority to
do and perform any and all acts and things whatsoever necessary or appropriate
to be done in and about the premises, as fully for all intents and purposes as
he might or could do if personally present, and hereby ratifying and confirming
all that each such attorney-in-fact and agent, or any such substitute or
substitutes, shall lawfully do or cause to be done by virtue hereof.

         IN WITNESS WHEREOF, this Power of Attorney has been signed in the
capacities and on the date indicated below.




Date:    April 4, 2003                /s/ Philip A. Laskawy
                                      ------------------------------------
                                      Philip A. Laskawy
                                      Director






                                POWER OF ATTORNEY


         KNOW ALL MEN BY THESE PRESENTS THAT: The undersigned officer and
director of The Progressive Corporation, an Ohio corporation (the "Company"),
has made, constituted and appointed, and by this instrument does make,
constitute and appoint, Charles E. Jarrett, Dane A. Shrallow, Michael R. Uth and
David M. Coffey, and each of them, his true and lawful attorney-in-fact and
agent, with full power of substitution and resubstitution, to affix for him and
in his name, place and stead, in any and all capacities, as attorney-in-fact and
agent, his signature to a Registration Statement on Form S-8 or other form in
order to register under the Securities Act of 1933, as amended, up to 5,000,000
of the Company's Common Shares, $1.00 par value, issuable under The Progressive
Corporation 2003 Incentive Plan, and to any and all amendments, post-effective
amendments and exhibits to such Registration Statement, and to any and all
applications, instruments and other documents pertaining thereto, giving and
granting unto each such attorney-in-fact and agent full power and authority to
do and perform any and all acts and things whatsoever necessary or appropriate
to be done in and about the premises, as fully for all intents and purposes as
he might or could do if personally present, and hereby ratifying and confirming
all that each such attorney-in-fact and agent, or any such substitute or
substitutes, shall lawfully do or cause to be done by virtue hereof.

         IN WITNESS WHEREOF, this Power of Attorney has been signed in the
capacities and on the date indicated below.




Date:    April 7, 2003                /s/ Peter B. Lewis
                                      ------------------
                                      Peter B. Lewis
                                      Chairman of the Board and Director






                                POWER OF ATTORNEY


         KNOW ALL MEN BY THESE PRESENTS THAT: The undersigned director of The
Progressive Corporation, an Ohio corporation (the "Company"), has made,
constituted and appointed, and by this instrument does make, constitute and
appoint, Charles E. Jarrett, Dane A. Shrallow, Michael R. Uth and David M.
Coffey, and each of them, his true and lawful attorney-in-fact and agent, with
full power of substitution and resubstitution, to affix for him and in his name,
place and stead, in any and all capacities, as attorney-in-fact and agent, his
signature to a Registration Statement on Form S-8 or other form in order to
register under the Securities Act of 1933, as amended, up to 5,000,000 of the
Company's Common Shares, $1.00 par value, issuable under The Progressive
Corporation 2003 Incentive Plan, and to any and all amendments, post-effective
amendments and exhibits to such Registration Statement, and to any and all
applications, instruments and other documents pertaining thereto, giving and
granting unto each such attorney-in-fact and agent full power and authority to
do and perform any and all acts and things whatsoever necessary or appropriate
to be done in and about the premises, as fully for all intents and purposes as
he might or could do if personally present, and hereby ratifying and confirming
all that each such attorney-in-fact and agent, or any such substitute or
substitutes, shall lawfully do or cause to be done by virtue hereof.

         IN WITNESS WHEREOF, this Power of Attorney has been signed in the
capacities and on the date indicated below.




Date:    April 7, 2003                /s/ Norman S. Matthews
                                      ------------------------
                                      Norman S. Matthews
                                      Director





                                POWER OF ATTORNEY


         KNOW ALL MEN BY THESE PRESENTS THAT: The undersigned director of The
Progressive Corporation, an Ohio corporation (the "Company"), has made,
constituted and appointed, and by this instrument does make, constitute and
appoint, Charles E. Jarrett, Dane A. Shrallow, Michael R. Uth and David M.
Coffey, and each of them, his true and lawful attorney-in-fact and agent, with
full power of substitution and resubstitution, to affix for him and in his name,
place and stead, in any and all capacities, as attorney-in-fact and agent, his
signature to a Registration Statement on Form S-8 or other form in order to
register under the Securities Act of 1933, as amended, up to 5,000,000 of the
Company's Common Shares, $1.00 par value, issuable under The Progressive
Corporation 2003 Incentive Plan, and to any and all amendments, post-effective
amendments and exhibits to such Registration Statement, and to any and all
applications, instruments and other documents pertaining thereto, giving and
granting unto each such attorney-in-fact and agent full power and authority to
do and perform any and all acts and things whatsoever necessary or appropriate
to be done in and about the premises, as fully for all intents and purposes as
he might or could do if personally present, and hereby ratifying and confirming
all that each such attorney-in-fact and agent, or any such substitute or
substitutes, shall lawfully do or cause to be done by virtue hereof.

         IN WITNESS WHEREOF, this Power of Attorney has been signed in the
capacities and on the date indicated below.




Date:    April 6, 2003                /s/ Donald B. Shackelford
                                      -------------------------
                                      Donald B. Shackelford
                                      Director