EXHIBIT 99.2


                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


In connection with the Quarterly Report of Croghan Bancshares, Inc. (the
"Corporation") on Form 10-Q for the period ended March 31, 2003, as filed with
the Securities and Exchange Commission on the date hereof (the "Report"), I,
Allan E. Mehlow, Treasurer of the Corporation, certify, pursuant to 18 U.S.C.
section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley Act of
2002, that:

(1)  The Report fully complies with the requirements of section 13(a) or 15(d)
     of the Securities Exchange Act of 1934; and

(2)  The information contained in the Report fairly presents, in all material
     respects, the financial condition and results of operations of the
     Corporation.






Date:      April 25, 2003                     /s/ Allan E. Mehlow *
                                              ---------------------------------
                                              Allan E. Mehlow, Treasurer





* A signed original of this written statement required by Section 906 has been
provided to Croghan Bancshares, Inc. and will be retained by Croghan Bancshares,
Inc. and furnished to the Securities and Exchange Commission or its staff upon
request.





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