UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 1, 2003 ASB FINANCIAL CORP. ------------------------------------------------------- (Exact name of registrant as specified in its charter) Ohio 0-25906 31-1429488 - ----------------------------------------------------------------------------- (State or other (Commission (IRS Employer jurisdiction of File Number) Identification No.) incorporation) 503 Chillicothe Street, Portsmouth, Ohio 45662 -------------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (740) 354-3177 -------------- ---------------------------------------------------------------------- (Former name or former address, if changed since last report) FORM 8-K Item 7. Financial Statements and Exhibits. (a) and (b). Not applicable. (c) Exhibits. See Index to Exhibits. Item 9. Regulation FD Disclosure. The following information is being furnished under Item 12 of Form 8-K, "Disclosure of Results of Operations and Financial Condition": On May 1, 2003, ASB Financial Corp. issued a press release regarding its earnings for the quarter ended March 31, 2003. The press release is attached as Exhibit 99 hereto and incorporated herein by reference. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. ASB FINANCIAL CORP. By: /s/ Robert M. Smith --------------------------------- Robert M. Smith President Date: May 6, 2003 INDEX TO EXHIBITS Exhibit Number Description -------------- ----------- 99 Press Release of ASB Financial Corp. dated May 1, 2003