SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 28, 2003 Peoples Ohio Financial Corporation ---------------------------------- (Exact name of registrant as specified in its charter) Ohio 0-49619 31-1795575 - -------------------------------------------------------------------------------- (State of Incorporation) (Commission File No.) (IRS Employer Identification No.) 635 South Market Street, Troy, Ohio 45373 ----------------------------------------- (Address of principal executive offices) Registrant's telephone number, including area code: (937) 339-5000 FORM 8-K Item 5. Other Events. - ------ ------------ The following was contained in a press release issued by Peoples Ohio Financial Corporation on August 28, 2003: Thursday, August 28, 2003 NEWS RELEASE - ------------ For Further Information For Immediate Release Contact: Linda Daniel VP Mktg./Adm. (937) 339-5000 PEOPLES OHIO FINANCIAL CORPORATION INCREASES SEMI-ANNUAL DIVIDEND BY 33% The Board of Directors and Management of Peoples Ohio Financial Corporation, parent company of Peoples Savings Bank (Troy-Piqua-Clayton), announces approval of a semi-annual dividend of 6c per share to be paid on October 7, 2003, to shareholders of record on September 15, 2003. This reflects an increase of 33% over the previously-issued dividend (April 2003) and is part of a progression of dividend increases initiated over two years ago. According to Ron Scott, President/CEO, the dividend level is evidence of Peoples historic earnings strength as a local financial organization which maintains a high level of products and services for customers while being committed to providing value to its shareholders. "Peoples Savings Bank works diligently to benefit both customers and shareholders," Scott emphasized. He pointed out that current tax laws provide favorable incentives for increased dividends to shareholders . . . a situation which even improves value to those who hold Peoples shares. Peoples Savings Bank has banking centers, ATM locations and trust offices in Troy, Piqua and Clayton. Originally chartered under Ohio law in 1890, Peoples Savings Bank created a savings and loan holding company, Peoples Ohio Financial Corporation, effective January 2002. Common shares of Peoples stock are now traded in the over-the-counter market under the symbol "POHF." SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. PEOPLES OHIO FINANCIAL CORPORATION By: /s/ Ronald B. Scott ------------------------------- Ronald B. Scott President Date: August 28, 2003