EXHIBIT 32.2

                           SECTION 1350 CERTIFICATION

In connection with the Quarterly Report of Croghan Bancshares, Inc. (the
"Corporation") on Form 10-Q for the quarterly period ended September 30, 2003,
as filed with the Securities and Exchange Commission on the date hereof (the
"Report"), I, Allan E. Mehlow, Treasurer of the Corporation, certify, pursuant
to 18 U.S.C. section 1350, as adopted pursuant to section 906 of the
Sarbanes-Oxley Act of 2002, that:

(1)      The Report fully complies with the requirements of section 13(a) or
         15(d) of the Securities Exchange Act of 1934; and

(2)      The information contained in the Report fairly presents, in all
         material respects, the financial condition and results of operations of
         the Corporation.

Date:      October 23, 2003                           /s/ Allan E. Mehlow*
                                                     --------------------------
                                                     Allan E. Mehlow, Treasurer

* This certification is being furnished as required by Rule 13a-14(b) under the
Securities Exchange Act of 1934 ( the "Exchange Act") and Section 1350 of
Chapter 63 of Title 18 of the United States Code, and shall not be deemed
"filed" for purposes of Section 18 of the Exchange Act or otherwise subject to
the liability of that section. This certification shall not be deemed to be
incorporated by reference into any filing under the Securities Act of 1933 or
the Exchange Act, except as otherwise stated in such filing.



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