SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                              ____________________


                                    FORM 8-K
                                 Current Report
                     Pursuant To Section 13 Or 15(D) Of The
                         Securities Exchange Act Of 1934





Date of Report (Date of earliest event reported):      November 28, 2003
                                                  -----------------------------



                        KEYCORP STUDENT LOAN TRUST 2002-A
- -------------------------------------------------------------------------------
             (Exact Name of Registrant as Specified in its Charter)



          Delaware                    333-62624-03               73-1636567
- ----------------------------    ------------------------    -------------------
(State or Other Jurisdiction    (Commission File Number)     (I.R.S. Employer
     of Incorporation)                                      Identification No.)





 c/o Key Bank USA, National Association, as Administrator, 800 Superior Avenue,
                   Attn: Jeneen Sloan, Cleveland, Ohio 44114
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                    (Address of Principal Executive Offices)


Registrant's Telephone Number, Including Area Code:        (216) 828-9367
                                                    ---------------------------


                             Exhibit Index on Page 4


                                Page 1 of 8 pages


Item 5.  OTHER EVENTS

On November 28, 2003, the KeyCorp Student Loan Trust 2002-A (the "Trust") made
its regular, quarterly distribution of funds to holders of the Trust's Floating
Rate Asset Backed Notes and distributed the Noteholder's Statement, filed
herewith as Exhibit to this Form 8-K, to Noteholders of record.

In reliance upon certain no-action letters, including a letter dated May 9,
1997, issued by the Chief Counsel, Division of Corporate Finance of the
Securities and Exchange Commission relating to the KeyCorp Student Loan Trust
1996-A, Registration No. 333-4274, the Trust is hereby filing the Noteholder's
Statement reflecting the Trust's activities for the period ending October 31,
2003, including a statistical summary of the delinquency and default
characteristics of the Trust's student loan portfolio as of such date.


Item 7.  EXHIBIT

Exhibit 99(a) - Noteholder's Statement










                                Page 2 of 8 pages



                                    SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


Date: November 28, 2003


                                        KeyCorp Student Loan Trust 2002-A


                                        By: KeyBank USA, National Association,
                                            as Administrator



                                        By:        /s/ DEBRA S. FRONIUS
                                            ------------------------------------
                                                     Debra S. Fronius
                                                      Vice President









                               Page 3 of 8 pages



                                 EXHIBIT INDEX

Exhibit

99(a)      Noteholder's Statement                                              5









                               Page 4 of 8 pages