EXHIBIT 99.2

                           FARMERS NATIONAL BANC CORP.
                         SHARE OWNER AUTHORIZATION FORM
                                       FOR
                           OPTIONAL CASH CONTRIBUTION

SHAREOWNER:

            PLEASE COMPLETE THE REVERSE OF THIS FORM AND RETURN WITH
                     CHECK PRIOR TO ANNOUNCED RECORD DATE.

                                     (Front)

          SHAREOWNER AUTHORIZATION FORM FOR OPTIONAL CASH CONTRIBUTION
                           FARMERS NATIONAL BANC CORP.

DOLLAR AMOUNT OF OPTIONAL CASH CONTRIBUTION $________ (not to exceed $1,000.00
per quarter)

The undersigned shareholder hereby represents that he/she is the legal owner and
holder of common stock of Farmers National Banc Corp. (Corporation) registered
in his/her name on the books of the corporation, and hereby authorizes Farmers
National Bank of Canfield (Administrator) to invest the above stated optional
cash contribution into participating shares of Corporation's Dividend
Reinvestment Plan. Furthermore, the undersigned hereby represents that the above
stated dollar amount of optional cash contribution has been fully paid to
Corporation and is non-assessable.

DATE:_____________________                     _________________________________
                                                    Signature of Share Owner

NOTE:    After deciding the amount of your optional cash contribution, please
         mail this form and your check to Farmers National Bank of Canfield,
         Administrator for the Farmers National Banc Corp. Dividend Reinvestment
         Plan, 20 South Broad Street, Canfield, Ohio, 44406, prior to the next
         dividend record date. This will ensure that your contribution will be
         applied to the purchase of additional shares for the next dividend
         period in accordance with the Plan.

                **SIGNED FORM MUST ACCOMPANY EACH CONTRIBUTION**

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